Education Articles
Whether you're simply financially curious or have a specific goal in mind, you've come to the right place. Check out the most recent articles just below or filter by category using the dropdown.
Education Articles
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New Credit Score Rules and How They May Affect Borrowers
Credit bureaus are making changes to what goes into a credit score, offering new ways for prospective borrowers to build their credit.
What You Need to Know About Earthquake Insurance
As an independent agency, SELCO Insurance Services can help you find affordable earthquake insurance for peace of mind in the event of an earthquake damaging your home.
What Does ‘No Mortgage Insurance / No PMI’ Really Mean?
While "no PMI" or "no mortgage insurance" may sound enticing, there will always be higher costs for your mortgage if you're unable to make a down payment of 20%.
Is Now the Time to Refinance?
High interest rates on mortgage loans have kept homeowners locked into their existing loans. When rates drop, it's a good time for consumers to consider refinancing.
Affordable Sustainability, Part 3: Making Your Home More Efficient
In part 3 of the Affordable Sustainability series, discover simple ways to make your home more efficient. You might be spending hundreds more in energy each year than needed.
Affordable Sustainability, Part 1: Going Solar
In part 1 of the Affordable Sustainability series, we lay out the ins and outs of using solar energy to power your home.
Knowing Your Home Improvement Options
Learn the difference between a home equity loan, HELOC, and refinancing, to determine the best option to reach your home improvement project goals.
Priced Out of An Upgrade? Elevated Home Values Mean You Have Options
While high listing prices and higher interest rates can push upgrading to a new home out of reach, it opens the doors to upgrading in place with a home equity line of credit.
Do It Yourself or Hire a Pro?
Some home-improvement projects are best left to the professionals. But for others, a little sweat equity could mean considerable savings.
5 Reasons It’s a Better Time Than You Think to Buy a Home
Purchasing real estate is a solid investment, no matter the state of the market. Here are five reasons why it's a better time than you think to invest in buying a home.