Blue checking accounts icon

Life and Health Insurance

SELCO's insurance specialists can help you shop for life and health insurance options, including medical, dental, Medicare and Medicaid coverage, and find the best fit for your needs.

Schedule an Appointment Contact a Specialist
Couple hugging and laughing in their home.

Individual term and whole life insurance solutions

Life insurance can provide financial protection for your loved ones if the unexpected happens. SELCO offers individual term and whole life insurance options catered to your needs and financial goals.

Request a Life Insurance Quote

Personal health insurance options

Our insurance specialists can help you compare health insurance plans and find the right coverage, whether you are self-employed and need individual health insurance or looking for coverage for your family.

Get a Health Insurance Quote
Family and grandparents smiling in living room.
Couple riding a bike together.

Dental insurance plans and coverage

Research shows a strong link between oral and overall health. SELCO offers a variety of dental insurance plans for preventive and routine dental care to fit your needs and budge

Compare Dental Coverage & Rates
Senior woman smiling with arms up in the air smiling.

Medicare and Medicaid guidance

Our certified Medicare and Medicaid specialists can match you with the best plan, understand coverage options, and answer your questions. 

  • Oregon’s Medicaid program, Oregon Health Plan, helps people of low income and in need.
  • Need help with Medicare? We have Medicare specialists on site and free webinars to help answer all your questions.
Explore Plan Options
Couple running outside smiling at each other.

Additional insurance and protection

Explore additional health, financial and loan protection options available through SELCO.

  • Health savings account (HSA). Save pre-tax money for current and future medical expenses.
  • Short-term health plans. Provides temporary catastrophic coverage in the event of unexpected injury or illness.
  • GAP Advantage. If your vehicle is totaled or stolen, your insurance payout could be far less than what you still owe on your loan. GAP Advantage can help with that.
  • Payment protection. Keep your loan or credit card payments protected for your loved ones with Payment Protection.
  • Accidental death & dismemberment (AD&D) insurance. As a member, you're eligible for Accidental Death & Dismemberment Insurance, and SELCO pays for it.
Contact SELCO Insurance Services

Yes, whether you're self-employed, freelancing, between jobs, working part time, or simply don’t have employer-sponsored coverage, SELCO Insurance Services specialists can help you compare individual and family health insurance options that fit your needs and budget.  

Term life insurance provides coverage for a specific period, such as 10, 20, or 30 years. Whole life insurance provides lifelong coverage, as long as required premiums are paid, and typically builds cash value over time. SELCO Insurance Services offers both term and whole life insurance options to help you find coverage catered to your financial situation. 

The amount of life insurance you need depends on your financial responsibilities, income, debts, and the people who depend on you. Consider all of your expenses, including mortgage payments, childcare, education, and outstanding debts, along with any existing life insurance coverage. A SELCO Insurance Services specialist can help you compare options based on your financial situation and coverage needs. 

Yes, SELCO Insurance Services can help you compare Medicare coverage options from multiple carriers, including Medicare Advantage, Medicare Supplement, and Part D prescription drug plans. Our specialists can explain your options and help you find coverage that fits your healthcare needs and budget. 

Not always, many carriers offer simplified or no-exam options, while other life insurance policies require a medical exam as part of the application process.  A SELCO Insurance Services specialist can help you compare policies and determine which options you qualify for. 

Resources

Medicare 101: Your Questions Answered

The world of Medicare is complex and can feel overwhelming. It helps to hear from those who live in it—and to start with the basics.

Two 100 Dollar Bills

Umbrella Insurance: Stay Dry From Lawsuits

Learn how umbrella insurance provides extra liability coverage beyond standard policies to help protect assets from costly lawsuits.

Woman walking with small girl

7 Life Insurance Misconceptions

Clear up seven common life insurance misconceptions, from affordability and age to coverage through work, investing instead, and who really needs it.

Man shakes another's hand.

Bridging the Insurance Gap as an Older Worker

Losing (or leaving) your job is stressful enough, but figuring out health insurance during this gap can be overwhelming. Here's a guide to your options.

SELCO partners with Acuity Insurance, Foremost Insurance Group, Oregon Mutual Insurance, PEMCO Insurance, Progressive, Safeco, Travelers, Grange, National General, and many more carriers.

Insurance products and services are offered through and underwritten by SELCO Group Inc., dba SELCO Insurance Services, a wholly owned subsidiary of SELCO Community Credit Union. Business conducted with SELCO Group Inc., dba SELCO Insurance Services, is separate and distinct from any business conducted with SELCO Community Credit Union. Products offered through SELCO Group Inc., dba SELCO Insurance Services, are not NCUA/NCUSIF or otherwise federally insured, and are not guarantees or obligations of SELCO Community Credit Union. Any insurance required as a condition of an extension of credit by SELCO Community Credit Union may be purchased from an agent or insurance company of the member’s choice.