Checking Accounts

SELCO Community Credit Union checking account debit card

Select Checking

  • No monthly charges or balance requirements. 
  • 30,000+ free ATMs nationwide. 
  • Courtesy Pay makes sure you’re covered when you need a payment to go through. 
High school student holding a skateboard

Youth Checking

  • Select Checking is available for teens 13-17 with an adult on the account.
  • Free mobile app and financial tools. 
  • Visa® debit card with access to 30,000+ free ATMs. 
  • Highest possible interest rate. 
ATM locator on SELCO mobile app

Access funds at over 30,000 no-fee ATMs

With CO-OP's network of 30,000+ free ATMs nationwide (including ATMs at 7-Eleven, Costco, and Circle K), you never have to worry about paying to access your own money. Use the map in your mobile banking app to find a free ATM near you.

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Courtesy Pay has you covered

Covers overdrafts on checks, ACH transactions, and recurring payments up to $500. 
Expanded Courtesy Pay includes overdrafts from one-time debit card purchases or ATM withdrawals (requires opt in). 

Checking Account Comparison

Features Select Checking Youth Checking
Best for Anyone 18 or older Teens 13-17
Minimum Opening Balance None None
Minimum Required Balance None None
Monthly Service Charge None None
Secure eStatements Yes Yes
Transaction Alerts Yes Yes
30,000+ fee free ATMs Yes Yes
Mobile Wallet Compatible Yes Yes
Mobile Deposits Yes Yes
Track Spending Yes Yes
Account Type Best for Minimum Opening Balance Minimum Required Balance Monthly Service Charge Secure eStatements Transaction Alerts 30,000+ fee free ATMs Mobile Wallet Compatible Mobile Deposits Track Spending
Select Checking Anyone 18 or older None None None Yes Yes Yes Yes Yes Yes
Youth Checking Teens 13-17 None None None Yes Yes Yes Yes Yes Yes
 I've been a SELCO member for four years, and they still continue to impress! The employees are always friendly and treat you more like family than an account holder. I’ll never go anywhere else. 
— Cheyne Smith, member since 2017
Switch to SELCO Community Credit Union with ClickSWITCH

Switching made easy

When you're ready to switch from your old financial institution to SELCO, ClickSWITCH makes it easy. Move your direct deposit, automatic payments, and update subscription account information in just a few easy steps. 


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