Checking Accounts
Select Checking
- No monthly charges or balance requirements.
- 30,000+ free ATMs nationwide.
- Courtesy Pay makes sure you’re covered when you need a payment to go through.
Youth Checking
- Select Checking is available for teens 13-17 with an adult on the account.
- Free mobile app and financial tools.
- Visa® debit card with access to 30,000+ free ATMs.
- Highest possible interest rate.
Access funds at over 30,000 no-fee ATMs
With CO-OP's network of 30,000+ free ATMs nationwide (including ATMs at 7-Eleven, Costco, and Circle K), you never have to worry about paying to access your own money. Use the map in your mobile banking app to find a free ATM near you.
Courtesy Pay has you covered
Covers overdrafts on checks, ACH transactions, and recurring payments up to $500.
Expanded Courtesy Pay includes overdrafts from one-time debit card purchases or ATM withdrawals (requires opt in).
Checking Account Comparison
| Features | Select Checking | Youth Checking |
|---|---|---|
| Best for | Anyone 18 or older | Teens 13-17 |
| Minimum Opening Balance | None | None |
| Minimum Required Balance | None | None |
| Monthly Service Charge | None | None |
| Secure eStatements |
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| Transaction Alerts |
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| 30,000+ fee free ATMs |
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| Mobile Wallet Compatible |
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| Mobile Deposits |
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| Track Spending |
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| Account Type | Best for | Minimum Opening Balance | Minimum Required Balance | Monthly Service Charge | Secure eStatements | Transaction Alerts | 30,000+ fee free ATMs | Mobile Wallet Compatible | Mobile Deposits | Track Spending |
|---|---|---|---|---|---|---|---|---|---|---|
| Select Checking | Anyone 18 or older | None | None | None |
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| Youth Checking | Teens 13-17 | None | None | None |
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I've been a SELCO member for four years, and they still continue to impress! The employees are always friendly and treat you more like family than an account holder. I’ll never go anywhere.
Switching made easy
When you're ready to switch from your old financial institution to SELCO, ClickSWITCH makes it easy. Move your direct deposit, automatic payments, and update subscription account information in just a few easy steps.
Resources
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