Cultivate Savings Account

Person opening new savings account using their phone

Jumpstart your rainy-day fund 

Not only do you earn dividends from the first dollar saved, your first $1,000 grows at the fastest available rates: 

  • You’ll earn 5% APY (annual percentage yield) on your first $500. 
  • Your next $500 earns 3% APY. 
  • Accounts insured for up to $250,000 by the NCUA. 
  • Additional savings grows according to the Rate & Fee Schedule. 

Limit one Cultivate or Vault account per member.  

Young lady sitting in coffee house using phone

Hassle-free banking, on your terms

  • No transaction limits or special requirements. 
  • Mobile banking app featuring mobile deposit, savings tools, free credit reports, and (much) more.
  • Secure eStatements.
SELCO community credit union debit card

Switch to SELCO (the easy way) 

Ready to switch to SELCO from another institution? ClickSWITCH removes the hassle. Update your direct deposit, automatic payments, and subscription account information in just a few steps.