Youth Checking

Teenage girl holding a skateboard

Simple and convenient features

  • 30,000+ free ATMs nationwide to withdraw cash. 
  • SELCO Visa® debit card to make payments directly from your checking account. 
  • Check your balance, deposit checks, transfer funds, and pay your bills from any device, 24/7. 
  • No monthly fees or minimum balance requirements. 
Youth banking from her mobile phone

Banking on your own time

  • Digital banking for monitoring your account(s), depositing checks, paying your bills, setting alerts, and more from the comfort of your phone, tablet, or computer, anytime, anywhere. 
  • SELCO Visa® debit card to make purchases online or withdraw cash all over the US. 
Locations function on SELCO app

Access funds at 30,000+ free ATMs

With more than 30,000 free ATMs nationwide, you can access your funds wherever you are, with no out-of-network fees. Find the closest fee-free ATM near you by navigating to the Locations link located at the bottom of your mobile app screen after tapping Menu. Or you can always visit a Costco, 7-Eleven, or Circle K for a fee-free ATM.

Group of happy high school students walking together

Ready for your first checking account?

All you need to do is bring a parent or guardian and the following to any branch. (Note: Youth Checking Accounts are for ages 13-17 with an adult on the account.):

  • A photo ID (current student IDs are OK).
  • Proof of current address.
  • Social Security numbers for you and your parent or guardian.
  • A minimum of $10 ($5 to join, $5 to put in your account).


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