Youth Checking

Teenage girl holding a skateboard

Simple and convenient features

  • 30,000+ free ATMs nationwide to withdraw cash. 
  • SELCO Visa® debit card to make payments directly from your checking account. 
  • Check your balance, deposit checks, transfer funds, and pay your bills from any device, 24/7. 
  • No monthly fees or minimum balance requirements. 
  • Accounts insured for up to $250,000 by the NCUA.

Two youth checking account options

Young women accessing checking account from couch

Link Digital Checking is a connected rewards account with free overdraft protection and waived ATM fees. Plus, earn monthly round-up savings matches (up to $7) by meeting digital deposit and debit card purchase requirements.

Learn More About Link Checking
Younger male activating credit card from phone

Select Checking is a traditional checking account with no monthly service charge, and an optional interest-bearing upgrade. Check your balance, deposit checks, transfer funds, and pay your bills from any device, 24/7. 

Learn More About Select Checking
Locations function on SELCO app

Access funds at 30,000+ free ATMs

With more than 30,000 free ATMs nationwide, you can access your funds wherever you are, with no out-of-network fees. Find the closest fee-free ATM near you by navigating to the Locations link located at the bottom of your mobile app screen after tapping Menu. Or you can always visit a Costco, 7-Eleven, or Circle K for a fee-free ATM.

Group of happy high school students walking together

Ready for your first checking account?

All you need to do is bring a parent or guardian and the following to any branch. (Note: Youth Checking Accounts are for ages 13-17 with an adult on the account.):

  • A photo ID (current student IDs are OK).
  • Proof of current address.
  • Social Security numbers for you and your parent or guardian.
  • A minimum of $10 ($5 to join, $5 to put in your account).


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