2022 tax forms have been mailed and are also available in digital banking by selecting Documents & Statements, then Tax Forms & Notices. Click here to learn more.

Savings

Our savings accounts offer more than security—they also pay competitive dividends. Whatever your needs, we offer accounts that grow along with you. 

Open an Account See Our Rates
Women stretching leg while sitting on the ground listening to music

Individual and Joint Savings Accounts

  • Earn quarterly dividends on balances over $500. 
  • No withdrawal penalty. 
  • No minimum balance if you also have a checking account, money market account, certificate, IRA, or loan (otherwise, $100 minimum balance to avoid fees). 
Learn About Savings Accounts
Teen boy using phone to update account information

Youth Savings

Whether you're saving to buy a car, go to college, or move into your first home away from home, a youth savings account help.

  • Our youth accounts promote positive saving habits and give you access to free financial tools. 
  • Get paid to save with a higher interest rate than most adults. 
  • Enter to win gifts and prizes each time you deposit money. 
Learn About Youth Savings
Women kissing child sitting on bench

Health Savings Accounts (HSAs)

An HSA allows you to set aside money to pay for current or future medical expenses not covered by your health insurance.

  • Set pre-tax money aside to pay for current or future medical expenses not covered by your health insurance. 
  • Contribute anytime and use the funds now or in the future. 
Learn More About HSAs

Savings Account Comparison

Membership/Simple Savings Youth Savings
Best for Anyone 18 or older 17 and younger
Minimum Opening Balance $5 $5
Monthly Service Charge $7 for a single service household whos balance falls below $100 during the month None
Automatic Transfers Yes Yes
Secure eStatements Yes Yes
30,000+ free COOP ATMs Yes Yes
Mobile Deposits Yes Yes
Additional Benefits Members can have multiple Simple Savings accounts Highest possible savings rate
Account Details Account Details
Best for Minimum Opening Balance Monthly Service Charge Automatic Transfers Secure eStatements 30,000+ free COOP ATMs Mobile Deposits Additional Benefits
Membership/Simple Savings Anyone 18 or older $5 $7 for a single service household whos balance falls below $100 during the month Yes Yes Yes Yes Members can have multiple Simple Savings accounts
Youth Savings 17 and younger $5 None Yes Yes Yes Yes Highest possible savings rate

More Savings Accounts

Woman and boy adding change to a jar

Certificate

Often known as CDs, certificates are guaranteed to earn interest on your deposit. The longer the term, the higher the rate.

Professional woman standing with her hands on desk

Money Market Accounts

Put your money to work, earning higher returns than a traditional savings account—and you can access your money anytime.

Older retired man kayaking in lake

The Investor Plus Account

Save more, earn more. The higher your balance, the better your interest rate, and you can access your money when you need it.

Small business owner working on ipad

Business Savings

Whether you own a small business or operate a large enterprise, we offer flexible savings accounts to fit your changing needs.

Live Chat