2022 tax forms have been mailed and are also available in digital banking by selecting Documents & Statements, then Tax Forms & Notices. Click here to learn more.

Home Loans

Young couple inside a house after purchasing first home

One-stop shop for mortgages

Whether you're hitting the housing market for the first time, hunting for your forever home, or anything in between, we’re here to help. 

  • Wide array of conventional and government programs, including FHA, VA, and USDA mortgages. 
  • Low rates and a range of terms. 
  • Knowledgeable team of loan officers with an average of 20 years' experience helping members find their way home.

Ready to refi?

Whether it’s to pay off your home faster, consolidate high-interest debt, or lower your monthly payments, our experienced loan experts can help you:

  • Find the right loan for your goals
  • Get the best rate possible
  • Save on fees
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HELOCs to meet many needs

Put your home’s equity to work with a Home Equity Line of Credit.

  • Help pay for home renovations, education, or medical expenses.
  • Consolidate higher-interest debt. 
  • Borrow only what you need with a Home Equity Visaimagenyw3i.png card and/or checks. 
 Every person I have dealt with at SELCO has been wonderful. I've only talked to Chris Erickson in SELCO Mortgage over the phone, but he has been just as warm and friendly over the phone as the folks I have met in the branch. If I could meet Chris in person, I would bake him a cake or give him flowers! It is so clear that when you hire folks you are looking for people who can be warm, friendly, bright, and honest. I love SELCO! 
— Maureen C., SELCO member since 2021


A couple and their realtor standing in an empty house.

First-Time Home Buyer? Get to Know Homeowners Insurance

Once you buy your new home, it's time to get to know the ins and outs of homeowners insurance to protect your investment.

Young couple in front of house they just purchased

Homeowners Can Put Equity to Work With a HELOC

With the Oregon real estate market largely recovered, most homeowners once again have an effective tool at their disposal — their home’s equity.

An illustrated house filled with question marks on sticky notes.

Demystifying Mortgage Terms, Part II

Learn how to differentiate between common mortgage terms like PMI, escrow, conventional vs. FHA loans, and more.

People wearing Christmas socks place their feet near a chimney.

Buying a Home During Winter

Winter may not be the prime season for buying a home. But there are some surprising benefits of finding your dream home in the coldest months.

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