Whether you're hitting the housing market for the first time, hunting for your forever home, or anything in between, we’re here to help.
The principal payment on a home loan is just scratching the surface. Interest, taxes, and insurance are also factored into monthly payments. To see what your mortgage payment might look like, crunch some numbers with our handy quick calculator.
Let us help you make sense of all the home-buying jargon you’ll encounter.
|15 Year Fixed (Conforming)||4.500 %||4.709 %|
|30 Year Fixed Conventional||5.500 %||5.622 %|
|30 Year FHA||4.500 %||5.595 %|
|30 Year VA||4.5 %||4.777 %|
|30 Year USDA Rural Home Purchase||4.500 %||5.010 %|
|30 Year Conventional Manufactured Home||5.875 %||6.007 %|
|30 Year FHA Manufactured Home||4.625 %||5.627 %|
|30 Year VA Manufactured Home||4.625 %||4.905 %|
Lowest annual percentage rates shown. APR is based on individual credit qualifications and may be higher.
15-year home loan payment example: On a loan for $275,000 at 4.332% APR for 180 months (15 years), borrower would make 180 payments of $2,080.
30-year home loan payment example: On a loan for $275,000 at 5.099% APR for 360 months (30 years), borrower would make 360 payments of $1,493.
Have you been thinking about buying your first house? Buying a home can be a financially beneficial long-term decision. Here are 3 signs you're ready.
Interest rates won't remain this low forever, so now may be a great time to refinance the mortgage on your home.
The primary attraction of a shorter mortgage term, like a 15-year or 20-year mortgage, is paying off your home loan sooner and building equity quicker while enjoying considerable savings.