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Business Accounts & Services

Products, services, and support to keep your business running efficiently (so you can focus on keeping it growing).

Meet our Commercial & Business Banking Team
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Business Checking

  • Business Checking accounts for start-ups or small businesses with fewer monthly drafts. 
  • Business Checking Plus accounts for businesses with higher monthly draft volume and/or multiple SELCO accounts and services. 
  • Detailed monthly reports keep you on top of what’s happening in your account.  
Learn More About Business Checking
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Business Savings

  • Business Savings accounts for small businesses with everyday banking needs. 
  • Business Money Market accounts for businesses looking to boost their interest earnings. 
  • Business Money Max accounts for larger businesses with higher deposits looking to maximize dividends. 
Learn More About Business Savings
SELCO Business Visa Card

Business Visa®

  • Stay protected from fraud and other surprises, like unauthorized transactions or travel accidents.  
  • Enjoy the convenience of being accepted by merchants worldwide and keeping your business purchases separate for tax time. 
Learn More About Business Credit Cards
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Business Insurance

Insurance packages customized for your business’ needs, including:  

  • Commercial Insurance 
  • Commercial Vehicle Insurance 
  • Mechanics & Auto Insurance 
  • Farm & Ranch Insurance
Learn More About Business Insurance
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Business Retirement

Whether you’re self-employed or a small business owner looking to expand employee coverage, we can help: 

  • Simplified Employee Pension (SEP) IRA 
  • 403(b) Plan Account 
  • 401(k) Plan Accounts (individual and Roth)
Learn More About Business Retirement
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Business Digital Banking

From meeting everyday business banking needs to managing your high-volume business efficiently, our digital solutions can help.

Learn More About Digital Banking
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Cash Management Services

If your business is ready for cash management, the following services can be added: 

  • Product limits to meet your business banking needs 
  • ACH origination (electronic payment initiation) 
  • Merchant deposit capture (multi-check deposit via scanner) 
  • Positive Pay (automated fraud protection) 

To add cash management services, contact our Business Banking Cash Management team. We’d be happy to help.   

Resources

5 things to know about commercial loans.

5 Things to Know About Commercial Loans

Thinking about a commercial loan? There are a few things to ponder before you take your business to the next level, including the importance of working with a local lender.

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5 Steps to Getting a Small Business Loan

Understand five key things about commercial loans, from varying rates and repayment terms to balloon payments and the value of working locally.

Applying sunscreen at the beach on a sunny day.

Is a Personal Loan Right for Me?

Decide if a personal loan is right for you by considering common uses, benefits, and factors that can affect affordability and repayment.

Woman sitting on the floor with laptop and credit card.

7 Visa Card Features That Might Surprise You

A SELCO Platinum Visa credit card is more than just a piece of plastic used for buying things. Dig deep enough, and you'll find several benefits and perks.