Link Digital Checking
What’s special about Link?
Link is a digitally optimized alternative to a traditional checking account—with perks like round-up savings matches, free overdraft protection, and free financial coaching. Key to your Link account is SELCO's digital banking app, which seamlessly connects your accounts, your payments, mobile wallets, and a wealth of financial tools. Just meet a few digital banking requirements and you’ll enjoy Link’s extra perks.
Round-Up Match
We'll round up your card purchases, save the change in your linked savings account, and match what you save (up to $7/month).
Financial Consultations
Free, confidential financial guidance with a certified counselor at our partner, GreenPath Financial Wellness.
Free Overdraft Protection
No fees for overdraft transfers or NSF incidents, plus up to $500 overdraft allowance in case you need it.
No ATM Fees
No charge for using out-of-network ATMs
Earn your round-up match
- Earn your round-up match (up to $7) each month by:
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- Depositing at least $250 total through payroll direct deposits or recurring ACH transfers from another source, and
- Make at least 12 purchases with your SELCO debit or credit card.
- Track your Round-Up Match earnings on the Link Rewards tab within digital banking.
- Connect with Link’s free financial consultations, online resources, and more. You’ll find everything you need to enjoy your new account on our Link Member Center.
It’s easy to get started
When you apply for a Link account, follow the prompts to:
- Enroll in eStatements. It’s a requirement with Link.
- Connect Link to a savings account or credit card for free overdraft transfers, and opt into Expanded Courtesy Pay to enhance Link’s free overdraft protection (both optional). Learn more about how overdraft transfers, Courtesy Pay, and Expanded Courtesy Pay work.
- Opt into Round-Up Savings. Your debit card purchases will be rounded up to the nearest dollar and the change deposited into your linked savings account. It’s optional, but required if you want to earn Link’s Round-Up Match. Learn more about Round-Up Savings.
Boost your financial wellness
Whatever you're working toward — from student loan repayment options to saving for retirement, buying a home to tackling medical debt — our partnership with GreenPath Financial Wellness can help. And it's included, free of charge, with your Link account.
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Access unlimited financial consultations with GreenPath's certified financial counselors. They'll help you define your financial goals and build an action plan to achieve them.
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Increase your financial prowess with thousands of free videos, webinars, worksheets, articles, and more.
*Early Deposit Access is dependent on the timing of the payor’s ACH instructions. Early access ACH deposits are provisional credits and may be reversed if final payment is not received.