Purchase a Home

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We’ll save you more

Whether it's your first home, forever home, or something in between, our experts can help. We offer low rates, fewer fees, and faster service on conventional, FHA, VA, and USDA mortgages. 

  • Find the best possible rate.
  • Save on closing costs.
  • No origination, processing, or credit report fees.
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We'll help crunch the numbers

Not sure how much home you can comfortably afford? Let our loan officers help break down the costs across different loan terms so you know all your options.

Current Mortgage Rates

Product Type Rate APR
15 Year Fixed (Conforming) Rate5.625 % APR5.816 %
30 Year Fixed Conventional Rate6.500 % APR6.662 %
30 Year FHA Rate5.500 % APR6.773 %
30 Year VA Rate5.375 % APR5.671 %
30 Year USDA Rural Home Purchase Rate5.500 % APR5.982 %
30 Year Conventional Manufactured Home Rate6.500 % APR6.204 %
30 Year FHA Manufactured Home Rate6.000 % APR7.116 %
30 Year VA Manufactured Home Rate5.875 % APR4.905 %

Lowest annual percentage rates shown. APR is based on individual credit qualifications and may be higher.

15-year home loan payment example: On a loan for $275,000 at 4.709% APR for 180 months (15 years), borrower would make 180 payments of $2,133.

30-year home loan payment example: On a loan for $275,000 at 5.622% APR for 360 months (30 years), borrower would make 360 payments of $1,527.

 The entire mortgage experience, from the initial communication through the purchase, was fantastic. These are true professionals. 
— Jonathan B., SELCO member since 1992

Resources

Two hands going through papers in a filing cabinet.

Organizing Your Household Finances

Learn how an organizing system for your financials can make all the difference. Whether it’s in a bulky metal filing cabinet or secure folders on your computer, the first thing to do is build a system.

Couple walking with their toddler.

Fall: The Sleeper Season for Home Buying

While people don't typically associate autumn with home buying, it can be less competitive, less frantic, and more flexible than the peak seasons.

A house surrounded by blocks with question marks on them.

Demystifying Mortgage Terms, Part I

The financial industry is full of confusing terms. If you’re buying a home for the first time, a lot of terms will be thrown at you. Familiarizing yourself with them now will save you some head-scratching later.

A couple and their realtor standing in an empty house.

First-Time Home Buyer? Get to Know Homeowners Insurance

Once you buy your new home, it's time to get to know the ins and outs of homeowners insurance to protect your investment.

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