Our Lock & Shop program lets you lock in a discounted mortgage rate for up to 90 days while you find your perfect home.
Whether it's your first home, forever home, or something in between, our experts can help. We offer low rates, fewer fees, and faster service on conventional, FHA, VA, and USDA mortgages.
SELCO Mortgage's Tim Booher is the best! A loan officer like him is rare. I wish everybody would follow his lead when it comes to customer service. He is at the top of his league.
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Not sure how much home you can comfortably afford? Let our loan officers help break down the costs across different loan terms so you know all your options.
Product Type | Rate | APR |
---|---|---|
15 Year Fixed (Conforming) | 6.375 % | 6.587 % |
30 Year Fixed Conventional | 6.750 % | 6.883 % |
30 Year FHA | 5.750 % | 6.559 % |
30 Year VA | 6.000 % | 6.054 % |
30 Year USDA Rural Home Purchase | 6.000 % | 6.379 % |
30 Year Conventional Manufactured Home | 6.750 % | 6.930 % |
30 Year FHA Manufactured Home | 6.000 % | 6.814 % |
30 Year VA Manufactured Home | 6.250 % | 6.565 % |
Lowest annual percentage rates shown. APR is based on individual credit qualifications and may be higher.
15 year home loan payment example: On a loan for $400,000 at 6.537% APR for 180 months (15 years), borrower would make 180 payments of $3,429.69.
30 year home loan payment example: On a loan for $400,000 at 6.676% APR for 360 months (30 years), borrower would make 360 payments of $2,528.27.
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