As a reminder, SELCO will never call, email, or text asking for sensitive information, such as your PIN, full SSN, debit/credit card numbers, or CVV code. Click here to learn how to stay a step ahead of scammers this holiday season.

Digital Banking

Women using phone to access mobile banking app

A fully integrated banking experience

  • Automatically access all your SELCO accounts from a single login.
  • Add external accounts for a 360 view of your financial picture.
  • Coming soon: Turn your cards off and on, set spending limits, create transaction alerts, and more with built-in card controls.
  • Customize your dashboard (even hide accounts you don't want to see).
  • Quickly and securely deposit checks using any mobile device.
Women using smartphone to make an in-store purchase

Categorize and analyze your spending

It's not always easy to stay on top of your spending (but it could be much easier). Our Spending Analysis tool:

  • Automatically assigns categories to your transactions.
  • Displays your transactions in a graph you can understand at a glance.
  • Shows how your spending history has changed over time.
Women making an online payment using a tablet

Streamline your payments and transfers

  • Add payees and schedule one-time or recurring payments. 
  • Search and sort your payment history.
  • Set up one-time or recurring transfers to:
    • Your other SELCO accounts.
    • Your external accounts.
    • Other SELCO members.
 This is going to revolutionize how I do my banking. I only use my app for mobile deposits, but I think I’m really going to use the online version of digital banking now. Thank you! 
— Lorna C., SELCO member since 2007
Man using phone banking from home

Stay on top of your credit in real time

Boost your borrowing power by monitoring your credit score and report from your digital banking dashboard. You'll have anytime access to:

  • Your current credit score and most recent credit report.
  • Detailed analysis of your payment history, credit usage, credit age, account mix, and inquiries.
  • Alerts if significant changes (opening new accounts, inquiries made, change in employment) may affect your credit score.
  • A Score Simulator tool that predicts what could happen to your credit score if certain actions are taken, like applying for new credit and making on-time payments.

Resources

Stylish woman banking online

SELCO Digital Access: Secure, Quick, and Simple

SELCO offers a variety of digital tools that allow you to manage your accounts anywhere, anytime. Think of our digital tools as your virtual branch.

A woman sitting on a porch opening a cardboard box.

What To Know About ‘Buy Now, Pay Later’

Choosing a ‘Buy Now, Pay Later’ option at check-out is so easy, it almost seems too good to be true. Learn the pros and cons of using these services.

A laptop and mobile phone making an ACH transfer.

Tips For Successful ACH Transfers

While ACH transfers can be quick and convenient ways to send and receive money, there are a few steps to ensuring smooth and timely ACH transfers. Keep these tips in mind the next time you set up an ACH transfer.

Young people looking at their phones

P2P Payment Systems: What You Need To Know

Peer-to-peer (P2P) payment systems are changing the way we handle our money. It’s now easier than ever to pay back friends and family.

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