Digital Banking
A fully integrated banking experience
- Automatically access all your SELCO accounts from a single login.
- Add external accounts for a 360 view of your financial picture.
- Turn your cards off and on, set spending limits, create transaction alerts, and more with built-in card controls.
- Customize your dashboard (even hide accounts you don't want to see).
- Quickly and securely deposit checks using any mobile device.
Categorize and analyze your spending
It's not always easy to stay on top of your spending (but it could be much easier). Our Spending Analysis tool:
- Automatically assigns categories to your transactions.
- Displays your transactions in a graph you can understand at a glance.
- Shows how your spending history has changed over time.
Streamline your payments and transfers
- Add payees and schedule one-time or recurring payments.
- Search and sort your payment history.
- Set up one-time or recurring transfers to:
- Your other SELCO accounts.
- Your external accounts.
- Other SELCO members.
This is going to revolutionize how I do my banking. I only use my app for mobile deposits, but I think I’m really going to use the online version of digital banking now. Thank you!
Stay on top of your credit in real time
Boost your borrowing power by monitoring your credit score and report from your digital banking dashboard. You'll have anytime access to:
- Your current credit score and most recent credit report.
- Detailed analysis of your payment history, credit usage, credit age, account mix, and inquiries.
- Alerts if significant changes (opening new accounts, inquiries made, change in employment) may affect your credit score.
- A Score Simulator tool that predicts what could happen to your credit score if certain actions are taken, like applying for new credit and making on-time payments.
Resources
SELCO Digital Access: Secure, Quick, and Simple
SELCO offers a variety of digital tools that allow you to manage your accounts anywhere, anytime. Think of our digital tools as your virtual branch.
What To Know About ‘Buy Now, Pay Later’
Choosing a ‘Buy Now, Pay Later’ option at check-out is so easy, it almost seems too good to be true. Learn the pros and cons of using these services.
Tips For Successful ACH Transfers
While ACH transfers can be quick and convenient ways to send and receive money, there are a few steps to ensuring smooth and timely ACH transfers. Keep these tips in mind the next time you set up an ACH transfer.
P2P Payment Systems: What You Need To Know
Peer-to-peer (P2P) payment systems are changing the way we handle our money. It’s now easier than ever to pay back friends and family.