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Get the banking Duo that pays you back.

When you pair Link Digital Checking with Cultivate Savings you've got a powerful duo working for you with checking rewards, faster savings, and no monthly or overdraft fees.

Certificates

as high as 3.85 % APY
See Certificate Rates and Terms

Car Loans

as low as 6.49 % New APR 7.24 % Used APR
See Auto Rates and Terms

Credit Cards

as low as 12.50 % APR
See Credit Card Rates and Terms

Whatever a good life means to you, we will help you get there.

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Get rewarded for saving with SELCO

The more you save with us, the more value we can return to you. With our Certificate Rewards, qualifying members automatically earn an extra 0.25% or 0.50% on all standard certificates.

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Get a free insurance quote

Ready to lower your home and auto insurance premiums? Start by requesting a rate quote, then let a SELCO Insurance Services agent find the best options for your needs.

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Buying your first home

In the market to become a homeowner? From educational articles and FAQs to a seasoned team of loan officers, we have tools and expertise to make your homebuying journey as smooth as possible.

Dog in a Halloween outfit.

What to buy & skip in October

Black Friday is still several weeks away, but October brings quality deals on items like bikes, Halloween costumes, and outdoor furniture.

Financial tips and tools

Man and woman sitting down thinking about refinancing their home with SELCO.

Is Now the Time to Refinance?

In September, the Federal Reserve lowered the interest rate by half a percentage point. Mortgage lenders have followed suit by lowering their rates, too—enough for consumers to consider refinancing. Here's why.