How Does 4.50% APR on a Home Equity Loan Sound?

Spring is a great time to lock in a home-equity loan. Right now, open a HELOC, draw funds, and convert your balance to a fixed loan, and you can enjoy rates as low as 4.50% APR for 5 years or 6.00% for 6 years.*

Get a loan rate as low as 5.24% APR on a new or used auto.

Choose Your Term and Earn 3.65% APY

Ready to lock in an extraordinary 3.65% on a certificate? Just choose the term that works for you: 5-, 9, or 13-months.

Certificates

as high as 3.90 % with Certificate Reward APY
See Certificate Rates and Terms

Car Loans

as low as 5.24 % New APR 6.49 % Used APR
See Auto Rates and Terms

Credit Cards

as low as 10.75 % APR
See Credit Card Rates and Terms

Whatever a good life means to you, we will help you get there.

Is now the time to refinance?

Interest rates on mortgage loans have steadied over the past couple years. For homeowners who were locked into high-interest loans, it's a good time to consider refinancing.

Money skills made fun

Find simple, age-tailored activities that help kids understand, practice, and build financial smarts.

Where community stories come to life

Dive into stories showcasing how SELCO supports students, teachers, and the people we serve across Oregon.

Lock down your SELCO accounts

SELCO has many tools to help keep your accounts safe. Build your personal firewall with push notifications, fingerprint/face ID, card and transaction alerts, and more.

Financial tips and tools

New Credit Score Rules and How They May Affect Borrowers

Credit bureaus are making changes to what goes into a credit score, offering new ways for prospective borrowers to build their credit.