Phishing alert: SELCO impersonators are sending fake texts asking users to verify their username or password. As a reminder, SELCO never sends text messages requesting sensitive information, including login credentials. If you receive one of these texts, please delete it immediately.

All SELCO branches will be closed Monday, May 27, in observance of Memorial Day. Account access will still be available through digital banking at

Woman doing house improvements paid for by a SELCO HELOC.

Shorten your wish list at rates as low as 4.99% APR.

For a limited time, tap your home's equity and convert the balance to a fixed loan at a very special rate.

2023 SELCO annual highlights.

A look back at 2023

Through expanded product offerings, a new virtual voice/chat assistant, and more, we strengthened our commitment to being a safe, secure, and trusted financial partner for our members and communities.


as high as 4.25 % APY
See Certificate Rates and Terms

Car Loans

as low as 6.99 % New APR 7.24 % Used APR
See Auto Rates and Terms

Credit Cards

as low as 12.50 % APR
See Credit Card Rates and Terms

Whatever a good life means to you, we will help you get there.

Woman adding travel notices to her cards while waiting at the airpor.

Adding travel notices to protect your cards

Planning a summer getaway? Help prevent your SELCO cards from being declined by letting us know where you’re going and for how long. All it takes is a few steps in digital banking.

Victor Yanez Richard Metzler scholarship recipient.

2024 SELCO Scholarship recipients

Educational needs are changing, and this year’s scholarship recipients included continuing, vocational, and nontraditional students for the first time. Read on to learn about this year’s impressive SELCO Scholars.

Student using phone to review checking account balance

Level up with Vault

With exceptional dividends and valuable learning resources, SELCO’s revamped Vault account allows youths to grow savings quickly and develop healthy savings habits.

Happy woman sitting in her first car that she bought with SELCO Community Credit Union's First-Time Auto Buyer Solution

Buy your first car with confidence

Read our car-buying guide for working with private sellers, check out our free AutoSMART shopping tool to avoid overpaying, and apply online for your loan pre-approval.

Financial tips and tools

Woman on vacation that she planned with the help of SELCO's financial travel guide.

Your Financial Checklist for Traveling Abroad

Before taking off on your dream vacation abroad, make sure you have a solid financial plan. Arm yourself with these tips and precautions so you can enjoy an exciting and worry-free adventure.