Woman using SELCO Link checking account with her mobile phone.

Meet Link Digital Checking

Free overdraft protection, free financial coaching, and round-up savings matches. It’s the account that pays you back.

HELOC 4.99%APR, Have a goal? Tap your home's equity for as low as 4.99%APR.

Tap your home’s equity to shrink your wish list

Eyeing a home renovation, need cash for an emergency fund, or looking to consolidate higher-interest debt? With rates as low as 4.99% APR, our HELOC special is a great way to check some items off your list.


as high as 4.25 % APY
See Certificate Rates and Terms

Car Loans

as low as 6.49 % New APR 7.24 % Used APR
See Auto Rates and Terms

Credit Cards

as low as 12.50 % APR
See Credit Card Rates and Terms

Whatever a good life means to you, we will help you get there.

Woman getting dental services done that is being covered under SELCO Dental Insurance

Dental coverage for you and your family

SELCO has expanded its dental coverage, including plans with higher annual benefits. Our insurance specialists can gather free quotes from multiple carriers to ensure you have the best plan for your dental needs.

Woman checking her phone to realize that fund from her paycheck are available two days earlier than normal.

Enjoy payday a few days early

What’s better than payday? When payday comes early! You can now access your direct deposits—paychecks, government payments, and other automated clearing house deposits—two to four days sooner than you used to.

Family on a vacation with a jet ski they purchased with a SELCO loan.

Your RV or boat adventure awaits

Whether you’re hitting the open road or making waves, SELCO offer great rates on RV and boat loans, as well as quick, local decisions. Apply now or schedule an appointment to discuss your goals in person.

Student using phone to review checking account balance

Level up with Vault

With exceptional dividends and valuable learning resources, SELCO’s revamped Vault account allows youths to grow savings quickly and develop healthy savings habits.

Financial tips and tools

Fraud alert message regarding cybersecurity.

Account Takeover Fraud Is on the Rise. Avoid Becoming a Victim

The latest scam is called Account Takeover Fraud, in which criminals gain access to a user's login credentials to take control of legitimate accounts. Thankfully, with knowledge and vigilance, you can put a lock on sensitive information and keep fraudsters at bay.