It might seem like “credit” and “debt” are used interchangeably, but they actually refer to two distinct things. Simply put, credit exists before you make a purchase. Debt appears after.
It's easy to accrue debt these days. Steer away from the "living paycheck to paycheck" path by checking yourself for these red flags.
Burdened by high-interest credit cards? A home equity line of credit can be a great way to consolidate debt and minimize monthly payments.
Payment protection offers a simple way to ensure your loans don’t become a hardship if you’re gone. Learn the differences between Payment Protection and life insurance.