As a reminder, SELCO will never call, email, or text asking for sensitive information, such as your PIN, full SSN, debit/credit card numbers, or CVV code. Click here to learn how to stay a step ahead of scammers this holiday season.
Not only does our 12-month certificate offer our highest rate in years, it comes with a best-rate guarantee.
Our best-rate guarantee means if our rate rises within 30 days of account opening, we’ll automatically increase your rate to match.
|Dividend Rate||Annual Percentage Yield||Minimum Balance|
|6 Months||1.00 %||1.00 %||$500|
|One Year||3.21 %||3.25 %||$500|
|18 Months||3.21 %||3.25 %||$500|
|Two Year||2.72 %||2.75 %||$500|
|Three Year||2.38 %||2.40 %||$500|
|Four Year||2.43 %||2.45 %||$500|
|Five Year||2.58 %||2.60 %||$500|
|Seven Year||2.82 %||2.85 %||$500|
Maintenance and activity fees may apply and could reduce earnings.
CD rates are the highest they've been in years, and SELCO’s certificates are offering some of the best returns available. See for yourself how we compare.
How do certificates of deposit work? Think of CDs (aka, share certificates) as the "set it and forget it" approach to savings.
Small steps and helpful tools—like the right savings account (they’re not all made equal)—can help you get ahead. Here are six small steps you can take.
Interest rates are slowly inching up, and the Federal Reserve has signaled that they will continue to rise incrementally. Now is an excellent time to begin rethinking your savings strategy.