Home Equity Loans

Couple looks over the plans to remodel their home.

HELOCs to use as you choose

  • Fund home renovations, help with educational or medical expenses, or consolidate debt. 
  • Convenient access to a line of credit. 
  • Draw period of 5-15 years, repayment period of 15 years. 
Home equity line of credit calculator

HELOC calculator

Need an idea of what your rate might be? Check out our free HELOC calculator to see if using your home's equity is right for you.

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More HELOC options

  • Borrow what you need, when you need it with a Home Equity Visa® card and/or checks. 
  • Fixed Rate Conversion Option, for moving a variable line of credit balance to a fixed-rate option. 
  • 5-Year Variable Rate Conversion Option, for moving a variable line of credit balance to a 5-year adjustable rate option.


Young couple in front of house they just purchased

Homeowners Can Put Equity to Work With a HELOC

With the Oregon real estate market largely recovered, most homeowners once again have an effective tool at their disposal — their home’s equity.

Man smiles at woman.

Looking To Consolidate Debt? Try a HELOC.

Burdened by high-interest credit cards? A home equity line of credit can be a great way to consolidate debt and minimize monthly payments.

A person standing at a buy vs. rent crossroads.

Buying Your First Home: A Realistic Guide

Buying a home at any point can feel intimidating. This guide can help you consider whether it's the right time to buy your first home.

Couple Working On Home Improvement Projects

Knowing Your Home Improvement Options

Learn the difference between a home equity loan, HELOC, and refinancing, to determine the best option to reach your home improvement project goals.

*Membership and credit qualifications apply. $100 Visa gift card at loan closing for borrowers who apply online by June 30 and open a new HELOC. Member is responsible for any tax and reporting requirements. NMLS #402847

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