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When you finalize the purchase of a home, your information becomes public record—and on comes the junk mail. The good news is there are ways to spot (and stop) mortgage junk mail.
Despite those mental (and financial) hurdles, there are plenty of reasons to become a homeowner. Homeownership can build wealth over time and grant tax deductions you’d never see as a renter. Also, interest shrinks as a mortgage is paid off, while rent costs tend to grow.