Education Articles
Whether you're simply financially curious or have a specific goal in mind, you've come to the right place. Check out the most recent articles just below or filter by category using the dropdown.
Education Articles
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New Credit Score Rules and How They May Affect Borrowers
Credit bureaus are making changes to what goes into a credit score, offering new ways for prospective borrowers to build their credit.
What You Need to Know About Earthquake Insurance
As an independent agency, SELCO Insurance Services can help you find affordable earthquake insurance for peace of mind in the event of an earthquake damaging your home.
What Does ‘No Mortgage Insurance / No PMI’ Really Mean?
While "no PMI" or "no mortgage insurance" may sound enticing, there will always be higher costs for your mortgage if you're unable to make a down payment of 20%.
Is Now the Time to Refinance?
High interest rates on mortgage loans have kept homeowners locked into their existing loans. When rates drop, it's a good time for consumers to consider refinancing.
5 Reasons It’s a Better Time Than You Think to Buy a Home
Purchasing real estate is a solid investment, no matter the state of the market. Here are five reasons why it's a better time than you think to invest in buying a home.
How to Spot (and Stop) Mortgage Junk Mail
When you finalize the purchase of a home, your information becomes public record—and on comes the junk mail. The good news is there are ways to spot (and stop) mortgage junk mail.
Priced Out of An Upgrade? Elevated Home Values Mean You Have Options
While high listing prices and higher interest rates can push upgrading to a new home out of reach, it opens the doors to upgrading in place with a home equity line of credit.
Affordable Sustainability, Part 1: Going Solar
In part 1 of the Affordable Sustainability series, we lay out the ins and outs of using solar energy to power your home.
Knowing Your Home Improvement Options
Learn the difference between a home equity loan, HELOC, and refinancing, to determine the best option to reach your home improvement project goals.
Have a Plan Before Flooding, Other Disasters Strike
Natural disasters such as flooding are unpredictable. What can be controlled is making sure your home and finances are in order before disasters hit.