Education Articles
Whether you're simply financially curious or have a specific goal in mind, you've come to the right place. Check out the most recent articles just below or filter by category using the dropdown.
Education Articles
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The Retirement Primer: The Ins and Outs of IRAs
One of the most popular retirement savings vehicles is an individual retirement account (IRA). See what types of IRAs are available and what each has to offer.
The Retirement Primer: 5 Tips for a Successful Single Retirement
If you're planning on retiring alone, there will be a few extra steps to take. All the planning will eventually be worth it.
The Retirement Primer: Key Points on Annuities
Annuities are lesser-known but potentially impactful savings tools in your retirement planning toolkit, especially if you're concerned about possibly outliving your savings.
The Retirement Primer: How Trust Funds Work
A trust is a private document ideal for people with larger estates who want more access and flexibility with their estate planning.
The Retirement Primer: Breaking Down Pensions
Pensions are still offered with many occupations. If a pension is included in your retirement plan, it's important to understand how they work.
The Retirement Primer: What to Know About 401Ks
A 401K plan is a popular retirement savings vehicle that can grow exponentially, tax-free, during your working years. Just be aware of its limitations and potential penalties.
New Credit Score Rules and How They May Affect Borrowers
Credit bureaus are making changes to what goes into a credit score, offering new ways for prospective borrowers to build their credit.
Changes That May Affect Your Medicare Coverage
Recent legislation and subsequent rule changes to the Medicare Part D prescription drug coverage program may affect Medicare recipients' coverage in 2026.
What You Need to Know About Earthquake Insurance
As an independent agency, SELCO Insurance Services can help you find affordable earthquake insurance for peace of mind in the event of an earthquake damaging your home.
What Does ‘No Mortgage Insurance / No PMI’ Really Mean?
While "no PMI" or "no mortgage insurance" may sound enticing, there will always be higher costs for your mortgage if you're unable to make a down payment of 20%.