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Education Articles

Whether you're simply financially curious or have a specific goal in mind, you've come to the right place. Check out the most recent articles just below or filter by category using the dropdown.

Education Articles

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6 Family-Proof (Financial) Holiday Conversation Starters

Money can be a touchy topic any time of year. But during the holidays, when the whole family has gathered and spending is higher than usual, conversations about finances can become downright polarizing. There has to be a way to keep the Grinches and Scrooges at bay, right? If personal finance talk rears its head at your holiday gathering, try...
Planning Your Future Forming Money Habits

What’s a Credit Score? And How Can You Improve Yours?

Thinking about applying for a loan? You’ll want to pay close attention to your credit score. But what is a credit score? And why does it matter? In short, your credit score demonstrates to lenders how likely you are to pay back a loan. The higher the score, the better you look to a lender, which often means better rates and terms on a loan. Read...
Mastering Credit Planning Your Future Forming Money Habits

Keep Your Investments on Track While Weathering the Inflation Storm

There are many forces working against us right now. Inflation, gas prices, and stock market woes have made investing a big challenge. But it’s wise to stick to a long-term plan while being frugal in the moment to weather the storm.

Planning Your Future Forming Money Habits

Is It a Good Time to Take the Homebuying Plunge?

Home prices continue to climb at precipitous rates, fueled by competitive bidding wars and a demand that far exceeds supply. On top of that, mortgage interest rates are on the rise again as well. Does it even make sense to buy a home these days? As with any housing market, that depends on your situation, and the answers to these questions: Are y...
Planning Your Future Owning a Home

Making Sense of Rising Insurance Rates

There are ways to level off, or even lower, your auto and homeowners premiums The recent meteoric rise in inflation has found its way to the insurance industry. Thanks to an unusual convergence of market trends, it’s much more expensive to build, repair, or replace a vehicle or home in 2022 than ever before—forcing most insurance carriers to...
Planning Your Future Understanding Insurance

Homeowners Can Put Equity to Work With a HELOC

As any savvy homeowner will tell you, protecting the investment in your home is a crucial part of ownership. After all, a home is likely the largest investment many of us will make. While upgrades, renovations, and additions often help maintain or even boost a home’s value, these undertakings can be costly.  Thankfully, with the Oregon real esta...
Planning Your Future

5 Things to Know About Commercial Loans

Thinking about a commercial loan? Here are five things you should know: 1. Commercial loans aren't one-size-fits-all And there are different types of loans depending on your goals. As a business owner or investor, you may have a variety of needs to take your business to the next level, so one type of loan may not cover the entire spectrum.  Ther...
Planning Your Future

Before You Sign Your Auto Loan

Congrats on deciding to buy or trade up! This could be the start of some exciting changes—more mobility, mobility in more style, perhaps the convenience and comforts of technology from the current century. But one change that’s likely is the additional financial responsibility.   “Just like modern cars, financing can be very complex,” says Jerry...
Buying a Vehicle Planning Your Future

The 3 Signs You're Ready to Buy Your First Home

Despite those mental (and financial) hurdles, there are plenty of reasons to become a homeowner. Homeownership can build wealth over time and grant tax deductions you’d never see as a renter. Also, interest shrinks as a mortgage is paid off, while rent costs tend to grow. 

Planning Your Future Owning a Home

7 Ways To Spring Clean Your Finances

Spring is a great time of year to clear your house of clutter and dust away winter’s dirt and grime. Why not do the same for your finances? Clutter can accumulate there, too. Whatever your current situation, a thorough spring-cleaning for your finances is a responsible move this time of year. Here are some ways to put your financial home in orde...
Planning Your Future Forming Money Habits
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