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Education Articles

Whether you're simply financially curious or have a specific goal in mind, you've come to the right place. Check out the most recent articles just below or filter by category using the dropdown.

Education Articles

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The Ins and Outs of Credit

What is credit? And why does it matter? By definition, credit is the ability to borrow money or access goods and services with the promise that you’ll pay it back later. Credit is an integral part of your financial power, and fully understanding how it works will help you build a solid history that will open doors and advance your goals. While...
Mastering Credit

Renting as a College Student

For many college students, renting off-campus is a major part of the college experience. Exciting, too. I, for one, couldn’t wait to live with friends. We were looking for something affordable, sure, but what we wanted most was an awesome place to throw parties. And while a great space to hang out for a reasonable price is important, there are...
Mastering Credit Planning Your Future

Boost Your Credit Score: 4 Myths Debunked

In the area of personal finance, credit scores can seem a lot more mysterious than they actually are. Many people believe that improving them is a matter of trial and error. As a result, there’s a lot of “credit score advice” floating around that can do more harm than good. Below are four common myths about credit scores and the truth about each...
Mastering Credit

Signs You Might Be Living Beyond Your Means

In an age of plastic spending and mobile payments, living within  your means can easily slide into living  beyond  your means. And many of us fall into this trap without realizing it. Getting out of this trap can be “easier said than done,” said Nick Manley, Investment Advisor for SELCO Investment & Retirement Services. “Living within your means...
Mastering Credit Planning Your Future Forming Money Habits

Tips to Control Holiday Spending

’Tis nearly the season to get in the spirit of spending more money than you normally do (or perhaps your season has already begun). The National Retail Federation reports holiday spending has steadily increased each of the past seven years,  a trend that’s projected to continue this year . But that doesn’t mean you have to ride the shopping wave...
Mastering Credit Forming Money Habits

Make Debt Work for You

Ever seen a report that claims a certain kind of food is bad for you? Then, a couple weeks later, there’s another report saying the  same  food is good for you? It’s usually not the food itself but what you do with it that makes it “good” or “bad.” The same goes for debt. Like drinking red wine or eating bacon, managing debt is all about how...
Mastering Credit Forming Money Habits
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