Education Articles
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Education Articles
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Understanding Card Skimming and How to Prevent It
Recently, consumers were warned by the Oregon Attorney General’s office to be on the lookout for a statewide card-skimming scam . Simply put, card skimming is when an illegal device is used to steal debit or credit card information from point-of-sale terminals, ATMs, or gas pumps. The current scam in Oregon targets mostly people who rely on...
Help Keep Cyber Threats at Bay by Upgrading to Windows 11
Support for Microsoft's Windows 10 operating system is ending on October 14. To help protect yourself from being compromised, upgrade to Windows 11 today.
The Benefits of Banking Digitally with SELCO
Banking digitally is like having a secure and convenient virtual bank in the palm of your hand. Starting with the introduction of smartphones and mobile apps, there has been a paradigm shift in the way consumers go about their everyday banking. By combining mobile and online banking services, digital banking has become the preferred way to bank....
Singling Out ‘Uniqueness’ Scams
The art of the scam has been around for centuries, and the “uniqueness” scam is no exception. It goes by many names, but the goal is always the same: to prey on a victim’s desire to feel special or exclusive. Scammers do this by exploiting emotional vulnerabilities and tendencies to chase exclusive or limited-time offers. Classic examples includ...
Help Fight Phishing Scams by Inspecting Links in Emails and Texts
You’ve probably noticed that scam emails and texts are getting harder to tell apart from legitimate messages. If it’s enough to make you question everything that hits your phone or inbox, you’re not alone. Scammers are using artificial intelligence (AI) to breathe new life into traditional phishing methods, making them more convincing and harder...
Romance Scams: Breaking Hearts & Bank Accounts
By now, most of us have heard about “ romance scams ” that target individuals looking for companionship or to give a family member a hand (these are also known as “distant relative scams”). Such scams are well known because they’ve been around a long time—and because they’re effective. Romance scams and other versions of the “advance-fee scam” c...
Account Takeover Fraud Is on the Rise. Avoid Becoming a Victim
Online systems have never been more secure, providing multiple ways to protect your personal information. Because these systems are so safe, fraudsters have to look for new ways to access this sensitive information. A new technique called account takeover fraud (ATO) has pushed its way to the front of the line. Because online security systems...
Your Financial Checklist for Traveling Abroad
Your trip of a lifetime is almost here. Your passport is up to date and ready for some new stamps. You know what you need to pack—and how to make use of every square inch of luggage. You’ve learned about the culture and all the exotic food at your destination. You’re ready to travel across the international dateline. But are you financially read...
‘Smishing’: What Is It, Why Is It So Common, and What Can You Do About It?
Does it seem like you aren’t getting as many robocalls these days? OK, maybe they haven’t slowed down that much; let’s just say they’ve leveled off . But you’re likely getting bombarded with more spam texts than ever before. A lot more. After an exponential increase in 2022, spam texts continue to go out to Americans in droves—and are becoming...
Realistic (Financial) New Year’s Resolutions
On the search for doable, practical resolutions that could be a major boon to your financial journey? This is the perfect time to add some resolutions to help you save, be informed, and plan ahead.