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Education Articles

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Education Articles


Driving for Uber or Lyft? Make Sure You’re Insured

Popular rideshare services like Uber and Lyft are now available in larger cities across Oregon, including Eugene. And for many people, becoming a driver is an attractive way to pick up a little extra spending money. You’ll want to make sure you’re prepared for the associated costs, and that you and your customers are protected, to make it a smoo...
Understanding Insurance

5 Steps to Getting a Small Business Loan

If it’s time for your startup to start going up, a small-business loan may just be what you need. The process of applying for a small-business loan can be confusing, but we’re here to help guide you through the process. Below are five manageable steps to securing funding for your business needs—whether that’s for expansion or handling the...
Planning Your Future

Crypto May Be Hot, But These Investment Options Are Safer

If you haven’t heard, cryptocurrency is the flavor of the month in the investment world. More than 20 million Americans own some form of  cryptocurrency . With Bitcoin leading the way, the  global market capitalization  of crypto is hovering around $2 trillion. El Salvador became the first country to  adopt Bitcoin as legal tender . Crypto was...
Planning Your Future Forming Money Habits

This Fall, Don’t Fall: Passwords and Phishing and Romance, Oh My!

Cybersecurity Awareness Month is a fantastic time to review a few long-standing threats to the safety of your personal and financial information online. Let’s get started! The perils of repurposing passwords Passwords are now used to protect access to an unprecedented number of websites. In 2021, the average person uses between 80 to 100...
Protecting Your Information

SELCO Digital Access: Secure, Quick, and Simple

Now's the time to take advantage of SELCO Digital Banking. SELCO offers numerous user-friendly, one-stop-shop tools for securely managing your accounts without leaving the house. In fact, our online and mobile resources are like a virtual branch—you can do most everything online that you’re accustomed to at a branch. It's more important than eve...
Planning Your Future

5 Misconceptions About CDs

A certificate of deposit (CD), similar to a certificate at credit unions, is a safe way to invest money for a fixed period of time at a specified interest rate. There’s a lot CDs have to offer (and not only for those with money to burn). Interest rates have been on the rise as of late, so there’s no time like now to consider this investment...
Planning Your Future Forming Money Habits

Planning Your Spending for the Holidays

The holiday season may be joyous for most, but it is still a stressful time for many of us. To no one’s surprise, much of the anxiety is caused by the sheer expense of the holidays. Gift-giving, entertaining, attending celebrations, decorating the house in cheer, and traveling to spend the season with family and friends all make the season...
Planning Your Future

Generation Z and the Minefield of Online Scams

A woman meets someone on a popular mobile app, and the two forge a relationship through online chat rooms. Soon, she’s transferring a few hundred dollars to help him “get by,” then a few thousand, ultimately being scammed out of more than $35,000 by a criminal suspected of funding terrorism. — A teen lands a job as a “bookkeeper” through a socia...
Protecting Your Information

Fall: The Sleeper Season for Home Buying

The real estate market is typically a frenzy of activity from April to September. The weather is ideal for sellers to put their homes up for sale and buyers to look at them. Families tend to relocate during the summer months as they change jobs while getting their children settled before the upcoming fall school term. That’s what happens in a...
Planning Your Future Owning a Home

Bridging the Insurance Gap as an Older Worker

Losing your job is never an enjoyable experience. It’s especially challenging for  older workers approaching retirement age . Not only has the job market become increasingly competitive, but finding health insurance after being displaced can add another element of stress. Fortunately, there are options for securing what, hopefully, will only be ...
Planning Your Future Understanding Insurance