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Education Articles

Whether you're simply financially curious or have a specific goal in mind, you've come to the right place. Check out the most recent articles just below or filter by category using the dropdown.

Education Articles


Unexpected Expenses of Owning a Pet

If you own a pet, you already know that budgeting is just part of the deal—just like walking the dog or scheduling regular vet visits. If you’re starting to look for your own “man’s best friend,” it might be time to start thinking about all the expenses that go into owning a pet. Before taking a trip down to your  local shelter  or pet store,...
Planning Your Future Understanding Insurance

Mentally Prepare to Ace That Job Interview

It’s the night before the big interview. Your outfit is laid out, your résumé is hot off the press, and you’ve Google-Mapped your route. You’re sufficiently prepared—and yet, you’re still nervous. Although we’re generally pretty good at anticipating and preparing for external challenges, it’s those pesky internal challenges that tend to come up...
Planning Your Future

What Does Credit Union Membership Mean?

When credit unions profit, so do you. There are more than 4,500 credit unions in the United States, yet doubt continues to creep into many people's minds about whether their structure and services (including digital tools) can stand up to larger banks. SELCO and other credit unions continue to gather momentum—and set themselves apart from...
Choosing a Financial Partner

Protect Yourself From Financial Burden

Simply put, Payment Protection helps safeguard your loans. If an unexpected life event leaves you at risk of defaulting on a major loan, Payment Protection could help you and your family when you need it most. If you’re thinking, “That sounds a lot like life insurance,” you’re partially right. But Payment Protection and life insurance are intend...
Planning Your Future Understanding Insurance

10 Financial New Year’s Resolutions

Hard to believe, but the time has come to make—or to start making good on—your annual New Year’s resolutions. Perhaps you’ve already gotten to work on eating healthier, organizing your garage, or learning a new language (congratulazioni!). How about getting your “financial house” in order? If you haven’t developed a definitive plan for the new...
Planning Your Future Forming Money Habits

Buying a Home During Winter

Spring and summer are the most popular seasons for house-hunting. But winter has its upsides. But that shouldn’t stop you from looking for your dream home as the temperatures drop. Though icy driveways and snowed-out open houses can be less than thrilling, there might be some surprising benefits to purchasing a home during the coldest time of...
Planning Your Future Owning a Home

7 Savvy Ways to Spend Your Tax Refund

In the late 1960s, Stanford University conducted a now-classic psychology study called the Marshmallow Test. In it, children were offered a choice between eating one marshmallow immediately or two marshmallows if they could wait a few minutes. You can watch kids deal with this agonizing dilemma here . Resisting an immediate reward for a greater...
Planning Your Future Forming Money Habits

P2P Payment Systems: What You Need To Know

Peer-to-peer (P2P) payment systems have dramatically changed the way we handle our money. It’s so easy to send money with just a few taps on your phone. But be sure to keep your money safe by following the tips outlined in this article. First popularized by PayPal, the world of P2P payment systems has exploded. A NerdWallet survey found that...
Forming Money Habits Knowing Your Payment Options

Boost Your Credit Score: 4 Myths Debunked

In the area of personal finance, credit scores can seem a lot more mysterious than they actually are. Many people believe that improving them is a matter of trial and error. As a result, there’s a lot of “credit score advice” floating around that can do more harm than good. Below are four common myths about credit scores and the truth about each...
Mastering Credit

The Ins and Outs of Farm and Ranch Insurance

Farmers and ranchers have unique insurance needs. Their situations call for considerably more protection than, say, a home or vehicle. With that in mind, farm and ranch insurance policies can be tailored to help meet those needs. Think of this type of insurance as a hybrid designed to protect farmers and ranchers personally and commercially....
Understanding Insurance