Having trouble receiving an authentication code to access digital banking? If you’re using the mobile app, please try having SELCO call you with the code or have the code emailed to you.
Education Articles
Whether you're simply financially curious or have a specific goal in mind, you've come to the right place. Check out the most recent articles just below or filter by category using the dropdown.
Many of us let popular claims about life insurance convince us that we don’t need it. Whatever your unique needs, it doesn’t hurt to give what you’ve heard additional thought—in fact, it might help a great deal. Read on to see if you change your mind about seven of the most common life insurance misconceptions. #1: I’m single and have no...
A checking account is no longer just a place to house and access your money. In the past, checking accounts were mostly used as a pass-through system, pooling your money and then dispersing it via checks or cash withdrawals. But like so many other banking products and services, checking accounts have evolved to fit modern times and needs. You ca...
For many college students, renting off-campus is a major part of the college experience. Exciting, too. I, for one, couldn’t wait to live with friends. We were looking for something affordable, sure, but what we wanted most was an awesome place to throw parties. And while a great space to hang out for a reasonable price is important, there are...
As spring turns to summer, Oregon's natural beauty is in full view. Is it time to spruce up your home to match that splendor? Depending on the scope of the project, home improvements can be both time-consuming and costly. And many use their home’s equity to acquire the funds needed to complete the project. Home equity lines of credit (HELOCs),...
If you own a pet, you already know that budgeting is just part of the deal—just like walking the dog or scheduling regular vet visits. If you’re starting to look for your own “man’s best friend,” it might be time to start thinking about all the expenses that go into owning a pet. Before taking a trip down to your local shelter or pet store,...
It’s the night before the big interview. Your outfit is laid out, your résumé is hot off the press, and you’ve Google-Mapped your route. You’re sufficiently prepared—and yet, you’re still nervous. Although we’re generally pretty good at anticipating and preparing for external challenges, it’s those pesky internal challenges that tend to come up...
Simply put, Payment Protection helps safeguard your loans. If an unexpected life event leaves you at risk of defaulting on a major loan, Payment Protection could help you and your family when you need it most. If you’re thinking, “That sounds a lot like life insurance,” you’re partially right. But Payment Protection and life insurance are intend...
Hard to believe, but the time has come to make—or to start making good on—your annual New Year’s resolutions. Perhaps you’ve already gotten to work on eating healthier, organizing your garage, or learning a new language (congratulazioni!). How about getting your “financial house” in order? If you haven’t developed a definitive plan for the new...
Spring and summer are the most popular seasons for house-hunting. But winter has its upsides. But that shouldn’t stop you from looking for your dream home as the temperatures drop. Though icy driveways and snowed-out open houses can be less than thrilling, there might be some surprising benefits to purchasing a home during the coldest time of...
In the late 1960s, Stanford University conducted a now-classic psychology study called the Marshmallow Test. In it, children were offered a choice between eating one marshmallow immediately or two marshmallows if they could wait a few minutes. You can watch kids deal with this agonizing dilemma here . Resisting an immediate reward for a greater...