It might seem like “credit” and “debt” are used interchangeably, but they actually refer to two distinct things. Simply put, credit exists before you make a purchase. Debt appears after.
Americans will use many forms of payment for their holiday shopping needs. All the more reason to exercise caution during this buying frenzy.
The average American ends the holidays with an extra $1,000 in debt. A manageable budget is the best way to keep that stressful debt from piling up.
Whatever “a good life” means to you, we’re committed to helping you get there. At SELCO, you have a true advocate and partner ready to help you set and reach your financial goals.
CD rates are the highest they've been in years, and SELCO’s certificates are offering some of the best returns available. See for yourself how we compare.