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Are Extended Vehicle Warranties Worth the Cost?

To buy or not to buy an extended vehicle warranty? That is the question—and a quandary that pits  extra expense against peace of mind . Are you willing to roll the dice and hope for minimal repairs after the factory warranty expires? Or do you purchase coverage you might never need and rest easy knowing that many types of maintenance will be...

Plan For Retirement, Especially In Your 20s

If you’re in your 20s, retirement may seem too far off to worry about. Besides, you probably have more immediate concerns, like student loans, car loans, and credit card debt. And if you’re in your 30s or 40s, you may be more focused on buying a house and raising children than on retirement planning. But the sooner you get into the habit of savi...

Buying a Home During Winter

Spring and summer are the most popular seasons for house-hunting. But winter has its upsides. But that shouldn’t stop you from looking for your dream home as the temperatures drop. Though icy driveways and snowed-out open houses can be less than thrilling, there might be some surprising benefits to purchasing a home during the coldest time of...

Unexpected Expenses of Owning a Pet

If you own a pet, you already know that budgeting is just part of the deal—just like walking the dog or scheduling regular vet visits. If you’re starting to look for your own “man’s best friend,” it might be time to start thinking about all the expenses that go into owning a pet. Before taking a trip down to your  local shelter  or pet store,...

Passing On the Story of You

Legacy planning can ensure your wishes (as well as your wealth) live on through your heirs. Sometimes, the best things in life aren’t … things. And that’s where legacy planning comes in. Legacy planning goes well beyond leaving your wealth to loved ones. It incorporates the elements of  estate planning  and then some, allowing you to pass on you...