Search Results Page
Search Results Listing
Search Results Listing
Crypto May Be Hot, But These Investment Options Are Safer
- SELCO Community Credit Union /
- Education Articles /
- Crypto May Be Hot, But These Investment Options Are Safer
More than 65 million Americans own some form of cryptocurrency. As of May 2025, more than 55 million Americans own some form of cryptocurrency . With Bitcoin leading the way, the global market capitalization of crypto is hovering around $4 trillion. El Salvador became the first country to adopt Bitcoin as legal tender in 2021. That same year,...
Demystifying Financial Terms: APR & APY
For better or worse, acronyms and initialisms have become commonplace in normal conversation. When was the last time someone said they watched the game on the Entertainment and Sports Programming Network (ESPN)? Or was asked for their Personal Identification Number (PIN) or Zone Improvement Plan (ZIP) code? In financial circles, you’ve likely...
The Ins and Outs of Credit
Credit is an integral part of your financial power, and fully understanding how it works will help you build a solid history that will open doors and advance your goals. While misusing credit can be devastating, using it wisely offers many benefits throughout your life.
What to Do About Those Annoying Robocalls
Like any cyber virus out there, robocalls have found a way to evolve. Early on, they were easy to detect and ignore—the calls came from an area code you didn’t recognize. But the scam has become far more sophisticated with the rise of Voice over Internet Protocol (VoIP) dialing and call “spoofing” (faking a phone number). It’s become...
Wants vs. Needs: Finding the Perfect Balance
The end of the year (or beginning of a new year) is a great time to take a look at your household’s budget and start planning for the new year. Whether you’re creating a new budget from scratch or reviewing previous months’ expenses, it’s helpful to consider if those expenses fall into the category of a want or a need . What’s the difference?...
