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Demystifying Mortgage Terms, Part I

Here’s an understatement: The financial industry is full of confusing terms. The mortgage world, especially, is saturated with head-scratching  words and acronyms . What’s an LTV, for example? You’d be forgiven if your first thought went to some sort of off-road vehicle. If you’re buying a home for the first time, a lot of terms will be thrown a...

Making Sense of Rising Insurance Rates

There are ways to level off, or even lower, your auto and homeowners premiums The recent meteoric rise in inflation has found its way to the insurance industry. Thanks to an unusual convergence of market trends, it’s much more expensive to build, repair, or replace a vehicle or home in 2022 than ever before—forcing most insurance carriers to...

5 Things to Know About Commercial Loans

Thinking about a commercial loan? Here are five things you should know: 1. Commercial loans aren't one-size-fits-all And there are different types of loans depending on your goals. As a business owner or investor, you may have a variety of needs to take your business to the next level, so one type of loan may not cover the entire spectrum.  Ther...

7 Ways To Spring Clean Your Finances

Spring is a great time of year to clear your house of clutter and dust away winter’s dirt and grime. Why not do the same for your finances? Clutter can accumulate there, too. Whatever your current situation, a thorough spring-cleaning for your finances is a responsible move this time of year. Here are some ways to put your financial home in orde...

What to Buy and What to Skip in February

February may be known for chocolate, flowers, and jewelry for Valentine’s Day, but there are plenty of other bargain-buy items best picked up this month. That’s not to say there aren’t bargains on jewelry—you just need to wait a while on that. And other items, like furniture and winter gear, can be found on super sale after sitting in the...