Education Articles
Whether you're simply financially curious or have a specific goal in mind, you've come to the right place. Check out the most recent articles just below or filter by category using the dropdown.
Education Articles
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How to Make the Most Out of Your 401K
A 401K plan is a popular retirement savings vehicle that can grow exponentially, tax-free, during your working years. Just be aware of its limitations and potential penalties.
Gain an Understanding of the Finer Points of Annuities
Annuities are lesser-known but potentially impactful savings tools in your retirement planning toolkit, especially if you're concerned about possibly outliving your savings.
Start Investing Early With A Tax-Advantaged IRA
One of the most popular retirement savings vehicles is an individual retirement account (IRA). See what types of IRAs are available and what each has to offer.
Push Authentication: The Optimal Way to Verify Your Identity
Push authentication is a secure and seamless method of verifying your identity. Leading authorities recommend push over one-time codes via phone, email, and text.
New Credit Score Rules and How They May Affect Borrowers
Credit bureaus are making changes to what goes into a credit score, offering new ways for prospective borrowers to build their credit.
Understanding Card Skimming and How to Prevent It
Card skimming is an evolving scam that can be difficult to spot. Fortunately, evolving security features and preventative measures by consumers can stop it from happening.
Changes That May Affect Your Medicare Coverage
Recent legislation and subsequent rule changes to the Medicare Part D prescription drug coverage program may affect Medicare recipients' coverage in 2026.
What You Need to Know About Earthquake Insurance
As an independent agency, SELCO Insurance Services can help you find affordable earthquake insurance for peace of mind in the event of an earthquake damaging your home.
What Does ‘No Mortgage Insurance / No PMI’ Really Mean?
While "no PMI" or "no mortgage insurance" may sound enticing, there will always be higher costs for your mortgage if you're unable to make a down payment of 20%.
What 2025 Tax Changes Mean for Your Wallet
Starting with the 2025 tax filing year, a new federal law will allow some borrowers to deduct the interest paid on qualifying auto loans, which could result in extra savings at tax time.