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Stay (Financially) Safe During the Holidays
Despite all of the economic challenges over the past handful of years, holiday shopping season hasn’t suffered. Partially fueled by longer holiday seasons, sales continue to set records for online and other non-store sales during the final three months of the year. That means a whole lot of payments via credit and debit cards and a host of...
6 Ways to Stay Ahead of Scams, Fraud, and Identity Theft
- SELCO Community Credit Union /
- Education Articles /
- 6 Ways to Stay Ahead of Scams, Fraud, and Identity Theft
It can happen to anyone, and across all levels of familiarity with technology. Older generations, often targeted by scams and identity theft, are now matched by their Gen Z counterparts, whose comfort level with technology for everyday online transactions makes them particularly vulnerable. When someone’s identity is stolen, the victim’s financi...
Debt Snowball vs. Debt Avalanche
Ever noticed how much easier it is to fall out of shape than to get into shape? The same can be said (albeit the exact opposite) about getting into (too easy) and out of (pretty hard) debt. There are many ways to dig out of debt—some extreme and unlikely, like winning the lottery or inheriting a pile of money. Chances are pretty low that either ...
P2P Payment Systems: What You Need to Know
Peer-to-peer (P2P) payment systems have dramatically changed the way we handle our money. It’s so easy to send money with just a few taps on your phone. But be sure to keep your money safe by following the tips outlined in this article. First popularized by PayPal, the world of P2P payment systems has exploded. In fact, for the first time in the...
Help Fight Phishing Scams by Inspecting Links in Emails and Texts
- SELCO Community Credit Union /
- Education Articles /
- Help Fight Phishing Scams by Inspecting Links in Emails and Texts
You’ve probably noticed that scam emails and texts are getting harder to tell apart from legitimate messages. If it’s enough to make you question everything that hits your phone or inbox, you’re not alone. So, what can we do? First off, trust your gut. If you aren’t expecting a message, don’t be so quick to click a link (whose sole purpose may b...
