Your 2023 tax forms have been mailed. They are also available in digital banking by selecting Documents & Statements, then Tax Forms & Notices. Learn more at selco.org/tax-forms.

Education Articles

Whether you're simply financially curious or have a specific goal in mind, you've come to the right place. Check out the most recent articles just below or filter by category using the dropdown.

Education Articles

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‘Smishing’: What Is It, Why Is It So Common, and What Can You Do About It?

Does it seem like you aren’t getting as many robocalls these days? OK, maybe they haven’t slowed down that much; let’s just say they’ve leveled off . But you’re likely getting bombarded with more spam texts than ever before. A lot more. After an exponential increase in 2022, spam texts continue to go out to Americans in droves—and are becoming...
Protecting Your Information

Realistic (Financial) New Year’s Resolutions

On the search for doable, practical resolutions that could be a major boon to your financial journey? This is the perfect time to add some resolutions to help you save, be informed, and plan ahead.

Planning Your Future Forming Money Habits Protecting Your Information

How to Spot (and Stop) Mortgage Junk Mail

When you finalize the purchase of a home, your information becomes public record—and on comes the junk mail. The good news is there are ways to spot (and stop) mortgage junk mail.

Owning a Home Protecting Your Information

How to Ensure Your Accounts Are Safe

Living in the digital age, it’s all too common to find out your accounts have been compromised. If it hasn’t happened to you, you likely know someone who has—whether it be Facebook, email, digital banking, or really any other online account with a login. Luckily, there are ways to mitigate the damage while jump-starting your recovery process. If...
Protecting Your Information

10 Tips for Fortifying Your Passwords and Usernames

Many of us know not to include sensitive information, like our Social Security number or birthday, in our logins (and if you didn’t know, now you do!). But that’s just the most basic step you can take to keep your information safe from would-be fraudsters. Specific username and password rules can differ from website to website, but these five...
Protecting Your Information

6 Ways to Stay Ahead of Scams, Fraud, and Identity Theft

It can happen to anyone, and across all levels of familiarity with technology. Older generations, often targeted by scams and identity theft, are now matched by their Gen Z counterparts, whose comfort level with technology for everyday online transactions makes them particularly vulnerable. When someone’s identity is stolen, the victim’s financi...
Protecting Your Information

Popular Holiday Scams (and How To Avoid Them)

Ah, the holidays … a time for sharing, celebrating, and adding to your credit card statements. It’s also when scammers looking for personal information step up their game. As much as we look forward to the holidays, scammers enjoy this time of year even more. After all, it’s natural to let your security slip a little when you’re busy and spendin...
Protecting Your Information

Protect Yourself from Unemployment Scams

The figure is staggering: Nearly 47 million Americans have filed for unemployment benefits since the beginning of the COVID-19 pandemic—a number greater than the combined population of 23 states. Piggybacking this crisis are scammers lined up to take advantage. According to a recent report from the Inspector General of the U.S. Labor Department,...
Planning Your Future Protecting Your Information

Friendly Warning: Tax Season Is ‘Fraud’ Season

Tax season fraud and malware campaigns have a seemingly endless number of ploys, often using flagrantly aggressive tactics, like applying threats and an extreme urgency to act or face fines, imprisonment, or legal action. Not surprisingly, a big focus in fiscal year 2021 (spanning October 1, 2020, to September 30, 2021) was again COVID-19-relate...
Protecting Your Information

Stay (Financially) Safe During the Holidays

One of the many negative effects of the COVID-19 pandemic is a troublesome disruption in the global supply chain. As the world economy slowly recovers, an unfortunate side effect is that consumer demand is rising, further  stressing the supply chain . Despite the supply chain challenges, the holiday shopping season didn't suffer in 2021. In fact...
Protecting Your Information