Good habits don’t appear out of nowhere
That might go double when it comes to healthy financial habits. Check out our tips and tricks for becoming (and staying) financially savvy.
Forming Money Habits
Budget Calculator
The key to reaching your financial goals is knowing exactly how much money you have coming in and exactly where it’s going! Check out this budget calculator and get your budget on track.
Money Manager
With this tool, SELCO gives you a free (yes, free!) way to track your budget, set your goals, and pull all of your account numbers into one place so you can reach your financial milestones.
Get Started on Your Financial Journey
4 Ways To Watch Your Savings Grow
Conventional savings accounts offer the easiest access to funds but the lowest interest rates. Don't overlook certificate, money market, and health savings accounts as alternatives.
Wants vs. Needs: Finding the Perfect Balance
Whether you’re creating a new budget from scratch or reviewing previous months’ expenses, it’s helpful to consider if those expenses fall into the category of a want or a need.
Signs You Might Be Living Beyond Your Means
It's easy to accrue debt these days. Steer away from the "living paycheck to paycheck" path by checking yourself for these red flags.
The Financial Mistakes of Our 20s and 30s
Start saving for retirement when you get your first job and you’ll develop a healthy savings habit that will serve you well down the road.
Credit 101
Walk through the basics and learn how your credit score is calculated, how it affects your finances, and what you can do to manage yours.
Recent Articles
Is It a Good Time to Take the Homebuying Plunge?
The price of homes continues to set records. Bidding wars send the final price tag even higher. Mortgage interest rates have creeped back up. So, does buying a home now still make financial sense?
Student Loan Relief: Keep Paying or Hit Pause?
A student loan forbearance was instituted, and extended multiple times, during the COVID-19 pandemic. Do you pause your federal student loan payments or temporarily make interest-free payments?
The Ins and Outs of Credit
Credit is an integral part of your financial power, and fully understanding how it works will help you build a solid history that will open doors and advance your goals.