Good habits don’t appear out of nowhere
That might go double when it comes to healthy financial habits. Check out our tips and tricks for becoming (and staying) financially savvy.
Forming Money Habits
Budget Calculator
The key to reaching your financial goals is knowing exactly how much money you have coming in and exactly where it’s going! Check out this budget calculator and get your budget on track.
Financial Wellness Tools
Our digital banking platform offers several tools to help you reach your financial goals. Analyze your spending, create savings goals, see your credit score in real time, and much more.
Get Started on Your Financial Journey
10 Steps to Financial Wellness
In this 10-part series, we’ll take you on a journey toward financial wellness, tackling important financial subjects one by one and in detail, giving you the skills to be a financial wellness expert.
4 Ways To Watch Your Savings Grow
Conventional savings accounts offer the easiest access to funds but the lowest interest rates. Don't overlook certificate, money market, and health savings accounts as alternatives.
Wants vs. Needs: Finding the Perfect Balance
Whether you’re creating a new budget from scratch or reviewing previous months’ expenses, it’s helpful to consider if those expenses fall into the category of a want or a need.
Signs You Might Be Living Beyond Your Means
It's easy to accrue debt these days. Steer away from the "living paycheck to paycheck" path by checking yourself for these red flags.
Credit 101
Walk through the basics and learn how your credit score is calculated, how it affects your finances, and what you can do to manage yours.
Recent Articles
Make Every Dollar Really Count with Cultivate High-Yield Savings
With SELCO's revamped Cultivate High-Yield savings account, you don't need a lot of money to enjoy great rates. Cultivate offers high yields on balances all the way up to $50,000.
Despite the Noise, Stay the Course on Your Financial Plan
When it comes to the economy and politics, change is inevitable. What doesn’t need to change is your approach to financial wellness. If you were comfortable with your financial plan in 2024, stay the course in 2025.
When to Use (And Not Use) a Credit Card
When used responsibly, a credit card can be a useful tool for helping reach your financial goals. Here are examples of ways to put a credit card to good use, as well as instances when using a different form of payment (or avoiding a purchase altogether) is the better option.