Good habits don’t appear out of nowhere
That might go double when it comes to healthy financial habits. Check out our tips and tricks for becoming (and staying) financially savvy.
Forming Money Habits
Budget Calculator
The key to reaching your financial goals is knowing exactly how much money you have coming in and exactly where it’s going! Check out this budget calculator and get your budget on track.
Financial Wellness Tools
Our digital banking platform offers several tools to help you reach your financial goals. Analyze your spending, create savings goals, see your credit score in real time, and much more.
Get Started on Your Financial Journey
4 Ways To Watch Your Savings Grow
Conventional savings accounts offer the easiest access to funds but the lowest interest rates. Don't overlook certificate, money market, and health savings accounts as alternatives.
Wants vs. Needs: Finding the Perfect Balance
Whether you’re creating a new budget from scratch or reviewing previous months’ expenses, it’s helpful to consider if those expenses fall into the category of a want or a need.
Signs You Might Be Living Beyond Your Means
It's easy to accrue debt these days. Steer away from the "living paycheck to paycheck" path by checking yourself for these red flags.
The Financial Mistakes of Our 20s and 30s
Start saving for retirement when you get your first job and you’ll develop a healthy savings habit that will serve you well down the road.
Credit 101
Walk through the basics and learn how your credit score is calculated, how it affects your finances, and what you can do to manage yours.
Recent Articles
What to Buy and What to Skip in October
Black Friday is still several weeks away, but October brings quality deals on items like bikes, Halloween costumes, and outdoor furniture.
Certificate Rewards: Earn More When You Save with SELCO
The more you save with us, the more value we deliver—no rate chasing required. That’s the logic behind our Certificate Rewards, which automatically add up to 0.50% to all standard certificate rates when you qualify. And that’s on top of the 5.00% Annual Percentage Yield (APY) on our 6-month- to 18-month certificates.
The Ins and Outs of 401K Withdrawals and Loans
As inflation persists, a record number of people have dipped into their 401K accounts to help make ends meet. We explain how these 401K withdrawals and loans work, the rules and costs associated with each, and the tradeoffs of going this route.