Forming Money Habits

Good habits don’t appear out of nowhere 

That might go double when it comes to healthy financial habits. Check out our tips and tricks for becoming (and staying) financially savvy. 

Budget Calculator 

The key to reaching your financial goals is knowing exactly how much money you have coming in and exactly where it’s going! Check out this budget calculator and get your budget on track.  

Financial Wellness Tools

Our digital banking platform offers several tools to help you reach your financial goals. Analyze your spending, create savings goals, see your credit score in real time, and much more.

 

Get Started on Your Financial Journey

4 Ways To Watch Your Savings Grow

Conventional savings accounts offer the easiest access to funds but the lowest interest rates. Don't overlook certificate, money market, and health savings accounts as alternatives.

Paper with

Wants vs. Needs: Finding the Perfect Balance

Whether you’re creating a new budget from scratch or reviewing previous months’ expenses, it’s helpful to consider if those expenses fall into the category of a want or a need.

Person counting money.

Signs You Might Be Living Beyond Your Means

It's easy to accrue debt these days. Steer away from the "living paycheck to paycheck" path by checking yourself for these red flags.

People making financial mistakes.

The Financial Mistakes of Our 20s and 30s

Start saving for retirement when you get your first job and you’ll develop a healthy savings habit that will serve you well down the road.

Credit 101

Walk through the basics and learn how your credit score is calculated, how it affects your finances, and what you can do to manage yours. 

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What to Buy and What to Skip in October

Black Friday is still several weeks away, but October brings quality deals on items like bikes, Halloween costumes, and outdoor furniture.

September 28, 2023

Planning Your Future Forming Money Habits

Certificate Rewards: Earn More When You Save with SELCO

The more you save with us, the more value we deliver—no rate chasing required. That’s the logic behind our Certificate Rewards, which automatically add up to 0.50% to all standard certificate rates when you qualify. And that’s on top of the 5.00% Annual Percentage Yield (APY) on our 6-month- to 18-month certificates.

September 15, 2023

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The Ins and Outs of 401K Withdrawals and Loans

As inflation persists, a record number of people have dipped into their 401K accounts to help make ends meet. We explain how these 401K withdrawals and loans work, the rules and costs associated with each, and the tradeoffs of going this route.

September 15, 2023

Planning Your Future Forming Money Habits
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