SavvyMoney is a free, comprehensive program available through digital banking (online and mobile) that helps you stay on top of your credit. You get your latest credit score and report, an understanding of key factors that impact the score, and can see the most up-to-date offers that can help reduce your interest costs or lower your monthly payments.
With this service, you’ll find a list of current or previous loans, accounts, and credit inquiries, and see details on your payment history, credit utilization, and public records that show up on your account. In addition, SavvyMoney monitors your credit report daily and informs you through digital banking and by email if there are any big changes detected, such as:
- A new account being opened.
- A change in address or employment.
- A delinquency has been reported or an inquiry made. Monitoring helps users keep an eye out for identity theft.