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All SELCO branches will be closed Monday, May 27, in observance of Memorial Day. Account access will still be available through digital banking at selco.org/digital-banking.

Certificate Rewards: Earn More When You Save with SELCO

Planning Your Future Forming Money Habits

Are you a seasoned saver with a variety of deposit accounts at multiple financial institutions?

Couple playing with their sonDo your household’s financial accounts—from IRAs to money markets, college savings to certificates—require a spreadsheet to manage? Why not consolidate your savings at SELCO, simplify your banking, and enjoy an automatic boost of up to 0.50% on our already great certificate rates? The bottom line: the more your household saves with us, the more value we can deliver right back to you.

Our new Certificate Rewards add an extra incentive for our most loyal savers. When your household has a 9-month average daily savings balance of $25,000 or more, you’ll automatically earn more on all of our standard certificates:

  • Average balances of $25,000-$99,999 earn an extra 0.25%.
  • Average balances of $100,000+ earn an additional 0.50%.

The average daily balance includes all savings, certificate, money market, IRA, HSA, and mortgage escrow accounts within your household -- everything except checking accounts and balances with SELCO Investment & Retirement Services. And your household includes all relatives sharing your address, so the more your family saves with us, the faster you’ll all qualify. Learn more about how qualification works here.

Best of all, you don’t need to do a thing. Whenever you open or renew a standard certificate, we’ll automatically apply the reward from day one when you’re eligible.

With a minimum balance of just $500, terms ranging from 6 months to 7 years, and some of the best rates out there, there’s never been a better time to save with us. Check out the latest certificate rates and use this calculator to get an estimate of what you could earn, then log in to digital banking to open one any time.

For more details, visit our Certificate Rewards page.

The Latest in Offers and Features from SELCO

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Payment apps like PayPal, Venmo, and Apple Pay are convenient, but money held in these apps often lacks any sort of federal insurance protection.

Knowing Your Home Improvement Options

Learn the difference between a home equity loan, HELOC, and refinancing, to determine the best option to reach your home improvement project goals.

Looking to Consolidate Debt? Try a HELOC.

Burdened by high-interest credit cards? A home equity line of credit can be a great way to consolidate debt and minimize monthly payments.