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Francine Gardner Vice President, Senior Commercial Loan Officer

  1. SELCO Community Credit Union /
  2. Business Accounts & Services /
  3. Contact a Specialist /
  4. Francine Gardner Vice President, Senior Commercial Loan Officer

Francine has worked in the financial industry for 28 years, nearly all of it in commercial banking. She joined SELCO’s Commercial & Business Banking team in 2026.

Membership

  1. SELCO Community Credit Union /
  2. Why Choose SELCO? /
  3. Membership

Anyone who lives in the 27 Oregon counties and 8 Washington counties we serve can become a SELCO member. Once a member, everyone belongs and everyone matters.

House hunting? Take your rate along.

  1. SELCO Community Credit Union /
  2. Loans /
  3. House hunting? Take your rate along.

Lock in your mortgage rate for up to 90 days, you can take your time and shop with confidence. Your rate won’t go up during the lock period, even if market rates do.

Lou Harlan

  1. SELCO Community Credit Union /
  2. SELCO Insurance Services /
  3. Contact a Specialist /
  4. Lou Harlan

Lou has knowledge in several areas of insurance, including Medicare, Long-Term Care, Group Health, Life, and Disability. Before making the transition to property and casualty insurance he catered mostly to farm and ranch clients.

Derek Anderson Vice President, Commercial Loan Officer

  1. SELCO Community Credit Union /
  2. Business Accounts & Services /
  3. Contact a Specialist /
  4. Derek Anderson Vice President, Commercial Loan Officer

Derek began his professional career at CU Business Group, a commercial services Credit Union Service Organization (CUSO) based in Portland. Throughout his 13-year career, his main focus has been on commercial lending in the credit union space.

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