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Building Credit From Scratch
Building credit as a teen can be challenging since most credit-building activities require you to be at least 18 years old. Thankfully, there are some steps you can take now to establish a solid credit foundation to build on.
What’s a Credit Score? And How Can You Improve Yours?
- SELCO Community Credit Union /
- Education Articles /
- What’s a Credit Score? And How Can You Improve Yours?
Thinking about applying for a loan? You’ll want to pay close attention to your credit score. But what is a credit score? And why does it matter? In short, your credit score demonstrates to lenders how likely you are to pay back a loan. The higher the score, the better you look to a lender, which often means better rates and terms on a loan. Read...
Plan For Retirement, Especially In Your 20s
If you’re in your 20s, retirement may seem too far off to worry about. Besides, you probably have more immediate concerns, like student loans, car loans, and credit card debt. And if you’re in your 30s or 40s, you may be more focused on buying a house and raising children than on retirement planning. But the sooner you get into the habit of savi...
Passing On the Story of You
Legacy planning can ensure your wishes (as well as your wealth) live on through your heirs. Sometimes, the best things in life aren’t … things. And that’s where legacy planning comes in. Legacy planning goes well beyond leaving your wealth to loved ones. It incorporates the elements of estate planning and then some, allowing you to pass on you...
Navigating a Hard Insurance Market
Rate-shopping will be challenging, but there are discounts to be had The wide-ranging effects of supply chain issues and persistent inflation are well known—and felt in every corner of the economy. Despite inflation simmering to more tolerable levels, prices of everyday necessities like food and gasoline remain high. These economic challenges ha...
