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Estimating Your Retirement Income Needs
Retirement may be decades away, but it's never too early to start planning. Where do you begin? Start by estimating how much income you'll need to fund your retirement. That's not as easy as it sounds, because retirement planning is not an exact science. Your specific needs depend on your goals and many other factors. Use your current income as ...
When to Use (And Not Use) a Credit Card
To use or not to use a credit card. That is the question. Some experts recommend making nearly all of your purchases on a credit card. Others say to use a credit card only for needs and not wants . Every scenario has a common thread, though: “However you choose to use a credit card, it’s important to understand the true cost of your purchase and...
Despite the Noise, Stay the Course on Your Financial Plan
- SELCO Community Credit Union /
- Education Articles /
- Despite the Noise, Stay the Course on Your Financial Plan
In a 24-hour news cycle with no shortage of ups and downs, it’s natural for your reactions to affect your everyday life, including how you manage your finances. The stock market isn’t immune either. On February 19, the S&P 500, a leading market indicator, soared to an all-time high, only to slip into full “sell! sell! sell!” mode, culminating in...
SELCO Steps Up with $200,000 Grant to SquareOne Villages
- SELCO Community Credit Union /
- SELCO Steps Up Articles /
- SELCO Steps Up with $200,000 Grant to SquareOne Villages
SELCO recently awarded $200,000 to SquareOne Villages to help the nonprofit build Rosa Village Co-op, a community of 52 permanently affordable, net-zero energy-efficient tiny homes in Eugene for people in need of housing. This donation was made possible thanks to a 3:1 matching grant that SELCO applied for through the Federal Home Loan Bank of D...
Hitting the Reset Button in Spring
If you’re like many people, spring cleaning just feels good. It gives us a sense of purpose—even in normal times. Organizing and cleaning gets you moving, makes you feel more productive. You get to open all the windows and blinds to let in fresh air and sunshine and follow that natural light outside. Decluttering your home, inside and out, also...
