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Telematics: Rewarding Safe Drivers Through Technology

By now, you’re probably aware of insurance programs that reward safe driving behavior.   Until  “usage-based” coverage  came along, auto insurance underwriters would traditionally use statistics to determine risk based on how you and other motorists with similar characteristics are  likely  to drive. With usage-based coverage, some insurers can...

Is a Personal Loan Right for Me?

Personal loan . It’s such a general term that can theoretically be interpreted many different ways. For instance, back in the day, people would simply write “IOU” on a piece of scratch paper, a veritable handshake promise that you’ll eventually pay your buddy the 20 bucks you borrowed. A college student living on ramen noodles may get a small...

5 Ways It Pays to Have Your Own Insurance Agent

There are seemingly endless ways today to achieve instant gratification with a few mouse clicks. Shopping has become so streamlined that you hardly need to leave the house anymore. With so many e-commerce stores offering free shipping and next-day delivery, the shopping and buying process has become ridiculously easy. How about insurance? Surely...

Affordable Sustainability, Part 3: Making Your Home More Efficient

Is your home as efficient as it could be? Drafty windows. Leaky faucets. Inefficient light bulbs. Energy-sapping appliances and electronics. Just a few causes of decreased energy efficiency and higher utility bills. But by exercising a little due diligence, those problems can be tempered significantly. Making your home more efficient can seem li...

What to Buy and What to Skip in December

Black Friday and Cyber Monday are in the rearview mirror. But fear not, those events didn’t completely corner the bargains market. There are still deals to be had before the year runs out—especially right after Christmas. Look hard enough and you’ll find great deals on things like gift cards, holiday decorations, and electronics. Here’s what to...