We're currently working on your tax forms! Click here to learn when you'll receive your forms, how to ensure your refund arrives quickly, and more.

Blue checking accounts icon

Apply for a HELOC

Looking to buy a vehicle, get that renovation under way, or consolidate higher-interest debt? Whatever your goals, your home’s equity is a great place to start. Applying online is fast and secure—and if you apply through digital banking, we'll even fill in your basic info for you.

Already a SELCO member?

Apply quickly and securely through digital banking. Not enrolled in digital banking? Here's how to do it.

Log in to Digital Banking

Not a SELCO member?

No problem. We’ll take care of it during your application.

Apply Now

Get started in three steps

Anyone in the 27 Oregon and 8 Washington counties we serve can join. You may also be eligible if: 

  • A family member lives in one of these counties (even if you don’t). 
  • Your domestic partner is a member. 
  • You’re a business.

When applying online, you’ll need:

  • A photo of your official ID (driver’s license, photo ID card, military ID, passport, or two pieces of foreign government-issued ID). Please bring your physical ID if applying in person.
  • Proof of address (if different from what’s listed on your ID)
  • Social Security number or ITIN. 

Tell us a little about yourself, select the accounts you’d like to open, then submit your application. A team member will be in touch soon to help complete the process.

Of course, you can also visit any SELCO branch to become a member in person.