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Watch Your Savings Grow with Cultivate

Earn 5.00% annual percentage yield (APY) to get started. Reach $1,000 and earn 3.50% APY on your full balance up to $50,000. And with Cultivate, you'll have two ways to bump your rate up to 0.50% APY more. 

2025 SELCO scholarship winners

2025 SELCO Scholarship Recipients

We are proud to recognize the recipients of the 2025 SELCO Scholarships. With $77,500 in scholarships awarded, students across our communities are taking meaningful strides toward their education goals. This year’s recipients stood out for their focus, perspective, and commitment in the classroom and beyond.

Certificates

as high as 4.10 % with Certificate Reward APY
See Certificate Rates and Terms

Car Loans

as low as 5.99 % New APR 6.74 % Used APR
See Auto Rates and Terms

Credit Cards

as low as 11.50 % APR
See Credit Card Rates and Terms

Whatever a good life means to you, we will help you get there.

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Get a great rate on a home-equity loan

About to embark on a major home renovation or need to rein in debt or pay for unexpected expenses? Our home-equity loan special might be exactly what you need. For a limited time, get 6.00% APR for six years when you convert part or all of a HELOC to a fixed loan.

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Business banking made easy

Securely manage your business accounts from any device: Add users and manage access, set spending limits and alerts, send and track payments online, and much more.

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Achieve your financial goals with GreenPath

Contact GreenPath and gain financial confidence. Not only can you speak to a trusted financial counselor, but you also get access to hundreds of free videos, webinars, and articles. Greenpath also offers a debt management program designed to eliminate your total debt in 3-5 years. 

Woman setting travel alerts on her phone while walking down the street.

Protect your cards with travel notices

Planning to use your SELCO cards while on vacation? Help prevent them from being declined by letting us know where you’re going and for how long. All it takes is a few steps in digital banking.

Financial tips and tools

P2P Payment Systems: What You Need to Know

Peer-to-peer (P2P) payment systems have changed the way we handle our money. When used responsibly, they are a convenient way for friends and family to send money back and forth.