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Passing On the Story of You
Legacy planning can ensure your wishes (as well as your wealth) live on through your heirs. Sometimes, the best things in life aren’t … things. And that’s where legacy planning comes in. Legacy planning goes well beyond leaving your wealth to loved ones. It incorporates the elements of estate planning and then some, allowing you to pass on you...
Demystifying Mortgage Terms, Part II
Now that some of the common loan-approval terms are embedded in your brain, it’s time to explore other head-scratchers that come up over the life of a mortgage. The following is a short list of terms describing anything from mortgage insurance to the various types of loans. By the time you wade through this list, you’ll be good and ready to bu...
Protect Yourself from Unemployment Scams
The figure is staggering: Nearly 47 million Americans have filed for unemployment benefits since the beginning of the COVID-19 pandemic—a number greater than the combined population of 23 states. Piggybacking this crisis are scammers lined up to take advantage. According to a recent report from the Inspector General of the U.S. Labor Department,...
The Ins and Outs of Farm and Ranch Insurance
Farmers and ranchers have unique insurance needs. Their situations call for considerably more protection than, say, a home or vehicle. With that in mind, farm and ranch insurance policies can be tailored to help meet those needs. Think of this type of insurance as a hybrid designed to protect farmers and ranchers personally and commercially....
Friendly Warning: Tax Season Is ‘Fraud’ Season
Tax season fraud and malware campaigns have a seemingly endless number of ploys, often using flagrantly aggressive tactics, like applying threats and an extreme urgency to act or face fines, imprisonment, or legal action. Not surprisingly, a big focus in fiscal year 2021 (spanning October 1, 2020, to September 30, 2021) was again COVID-19-relate...
