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What’s a Credit Score? And How Can You Improve Yours?
- SELCO Community Credit Union /
- Education Articles /
- What’s a Credit Score? And How Can You Improve Yours?
Thinking about applying for a loan? You’ll want to pay close attention to your credit score. But what is a credit score? And why does it matter? In short, your credit score demonstrates to lenders how likely you are to pay back a loan. The higher the score, the better you look to a lender, which often means better rates and terms on a loan. Read...
Start Saving Now for Your Child’s Education
It should come as no surprise that college tuition costs are rising, but the extent to which these costs are outpacing inflation can be alarming. In the past 30 years, the average cost of tuition at public four-year institutions has more than tripled. And this doesn’t even account for costs of housing, books, meals, etc. If the trend continues...
Crypto May Be Hot, But These Investment Options Are Safer
- SELCO Community Credit Union /
- Education Articles /
- Crypto May Be Hot, But These Investment Options Are Safer
If you haven’t heard, cryptocurrency is the flavor of the month in the investment world. More than 20 million Americans own some form of cryptocurrency . With Bitcoin leading the way, the global market capitalization of crypto is hovering around $2 trillion. El Salvador became the first country to adopt Bitcoin as legal tender . Crypto was...
Demystifying Mortgage Terms, Part II
Now that some of the common loan-approval terms are embedded in your brain, it’s time to explore other head-scratchers that come up over the life of a mortgage. The following is a short list of terms describing anything from mortgage insurance to the various types of loans. By the time you wade through this list, you’ll be good and ready to bu...
Protect Yourself from Unemployment Scams
The figure is staggering: Nearly 47 million Americans have filed for unemployment benefits since the beginning of the COVID-19 pandemic—a number greater than the combined population of 23 states. Piggybacking this crisis are scammers lined up to take advantage. According to a recent report from the Inspector General of the U.S. Labor Department,...
