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The Ins and Outs of 401K Withdrawals and Loans
With inflation hitting a 40-year high earlier this year, the cost of making ends meet rose considerably. In response, recent legislation made it easier to tap into a 401K retirement plan for immediate needs, creating additional penalty-free early-access points to retirement savings. As a result, a record number of Americans have turned to their...
Priced Out of An Upgrade? Elevated Home Values Mean You Have Options
- SELCO Community Credit Union /
- Education Articles /
- Priced Out of An Upgrade? Elevated Home Values Mean You Have Options
The housing market continues to cool, slowly trending from a white-hot seller's market to a more neutral market. However, home values remain high across the United States, especially in Oregon. On the surface, this is great news for existing homeowners (who can argue with extra equity?). But if you also factor in high mortgage interest rates...
Your College Buying Guide
Simplify the transition to dorm life. Starting college can be stressful enough without last-minute shopping trips. So, don’t wait till the week before to gather all of the essentials you’ll need for your new college life. This guide will help you with that essential packing/purchasing list, giving you plenty of time to gather what you need. And ...
Affordable Sustainability, Part 2: Going Organic
- SELCO Community Credit Union /
- Education Articles /
- Affordable Sustainability, Part 2: Going Organic
Here are six ways to shop organic on a budget. It’s not unusual to walk right past the organic foods sections in a grocery store—after all, the cost of groceries is high enough without the added premium. But going organic—whether for health, environmental, or taste reasons—doesn’t mean you have to be a big spender. Here are ways to go organic on...
Couples' Therapy: Investing Together
You like to take risks when investing. Your partner would rather play it safe. So where do you go from here? Many couples grapple with this dilemma. While it might seem like a good compromise to split your funds and invest as you each see fit, that likely won’t bring peace—or wealth—into your relationship. In a marriage, for one thing, whether...
