Certificates

  • Special Rate

    Earn 1.25% APY* on an 18-Month Certificate

    Give us a call, visit a branch, or log into online banking to get started.

    See complete rates

Earn more. Guaranteed.

Share certificates, similar to certificates of deposit (or CDs), are a secure way to make your money grow at a fixed rate over a set period of time. Terms range from as short as six months to as long as seven years.

  • $1,000 minimum opening balance to get started.
  • Under 18? Open a college savings certificate with a $100 minimum opening balance.
  • Earnings are guaranteed (no matter how the market fares), but early withdrawal penalties may apply.
  • Quarterly dividends paid directly to your choice of savings account, checking account, or the certificate's balance.
  • IRA certificates also available. (See rates.)

How to get started

Already a member and signed up for online banking? Log in and open your certificate with just a few clicks:

  1. Select Apply/Open at the top of the page.
  2. Click Open New Share.
  3. Check New Certificate Account and hit Submit.
  4. Choose your preferred rate from the drop-down menu and follow the remaining steps to begin.

You can also stop by any branch and we'd be happy to help set you up.




*Annual percentage yield (APY) on an 18-month certificate is current as of May 1, 2018, and is subject to change. $1,000 minimum balance required. Annual deposits not allowed and early withdrawal penalties may apply.