Money Talks E9: Insurance

Important Takeaways

• Assessing your risk. Which policies make the most sense for you?
• Determining your deductible. Make sure you can afford the deductible in case you need to file a claim.
• Setting policy limits. How much an insurer will pay directly impacts the cost of your premium.

Once you’ve determined your insurance needs, shop around for the best premiums. A little extra research can go a long way to getting the best fit at the lowest rate.