Having trouble receiving an authentication code to access digital banking? If you’re using the mobile app, please try having SELCO call you with the code or have the code emailed to you.
Link is the digitally-optimized checking account that pays you back with perks like round-up savings matches, free overdraft protection, and free financial coaching. Key to your Link account is SELCO’s digital banking app, which seamlessly connects your accounts, digital payments, and a wealth of financial tools.
You'll want to register for digital banking and download the app right away to get started with Link.
When you complete the following requirements each month, we’ll match your round-up savings and deposit the funds into your savings account after month-end. To earn the automatic, dollar-for-dollar match of up to $7:
The Link Reward Tracker tab in digital banking lets you easily see your month-to-date progress toward earning your round-up match, as well as your year-to-date reward history. The tracker shows progress through the previous day and is updated nightly.
Tip: From the member dashboard, click on Link Digital Checking account, then on Rewards.
With Link, SELCO won’t charge you for overdrafts, but a business might. Good thing Link comes with built-in and optional safeguards to help you avoid those fees. We won’t ever charge a fee for NSF incidents, overdraft transfers, or Courtesy Pay overdraft protection. You can maximize your overdraft coverage by opting into:
You can opt into or out of these coverages any time by sending us a secure message.
All SELCO members have access to free transactions at nearly 30,000 ATMs nationwide. But with Link, we’ll also waive our fee for using out-of-network ATMs.
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