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How Credit Works


Your credit has a big impact on your financial health. Learning how to use it can mean the difference between achieving your goals and feeling stuck in life. Once you've finished our "Understanding Credit" financial education course, you'll know:

How credit works.

Explore what credit is and discover the costs and benefits of using it.

How to make it work for you.

Become familiar with what your credit report is, what your credit score means, and how to build up your credit history.

What types of credit are available.

Investigate the different types of credit and how they could impact your financial future.

How to recover from too much debt.

If you get in over your head, it helps to know what your options are, such as financial counseling.

Want to learn more?

Here's some extra reading: