Financial Counseling

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Improve your credit

Gain a deeper understanding of your monetary situation, develop a budget, and create a roadmap to financial success with one-on-one assistance from a certified credit counselor. Schedule a face-to-face financial counseling session in Eugene, Albany, or Bend, or contact a counselor online or by phone to receive personalized help around the clock.

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Manage your debt

Dig your way out of debt with a Debt Management Plan. When appropriate, your credit counselor will work with creditors on your behalf to lower your interest rates, reduce your monthly payments, waive late fees, and eliminate collection calls—potentially saving you thousands of dollars in interest and fees. Most participants pay a monthly fee for this service, but our partnership with Money Management International allows you and your immediate family to participate for free.

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Raise your financial IQ

Learn how to take charge of your financial health with a vast library of educational tools, including articles, videos, downloadable podcasts, eBooks, and worksheets.


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The Ins and Outs of Credit

Credit is an integral part of your financial power, and fully understanding how it works will help you build a solid history that will open doors and advance your goals.

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Organizing Your Household Finances

Learn how an organizing system for your financials can make all the difference. Whether it’s in a bulky metal filing cabinet or secure folders on your computer, the first thing to do is build a system.

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Debt Snowball vs. Debt Avalanche

Looking for an efficient way to eliminate your debt? Discover the the debt snowball and debt avalanche, which focus on paying off one debt at a time.

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What Does It Mean to Be a SELCO Member?

Whatever “a good life” means to you, we’re committed to helping you get there. At SELCO, you have a true advocate and partner ready to help you set and reach your financial goals.

The educators at MMI have been providing financial education covering topics such as debt management, credit reports and scores, budgeting, and money management since 1958.