Education Articles

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Education Articles

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Tips to Control Holiday Spending

’Tis nearly the season to get in the spirit of spending more money than you normally do (or perhaps your season has already begun). The National Retail Federation reports holiday spending has steadily increased each year over the past decade. But that doesn’t mean you have to ride the shopping wave. Here are a few tips for keeping spending in...
Mastering Credit Forming Money Habits

Make Debt Work for You

Ever seen a report that claims a certain kind of food is bad for you? Then, a couple weeks later, there’s another report saying the  same  food is good for you? It’s usually not the food itself but what you do with it that makes it “good” or “bad.” The same goes for debt. Like drinking red wine or eating bacon, managing debt is all about how...
Mastering Credit Forming Money Habits

Couples' Therapy: Investing Together

You like to take risks when investing. Your partner would rather play it safe. So where do you go from here? Many couples grapple with this dilemma. While it might seem like a good compromise to split your funds and invest as you each see fit, that likely won’t bring peace—or wealth—into your relationship. In a marriage, for one thing, whether...
Planning Your Future Forming Money Habits

10 Tips for Teaching the Value of a Dollar

Talking to your kids about money can be difficult, but it’s also one of the most important conversations you can have. Learning how to earn, manage, and appreciate the value of money at an early age gives children the foundation they need to succeed down the road. As a financial institution founded by teachers, SELCO is committed to helping Oreg...
Planning Your Future Forming Money Habits