All SELCO branches will close at 2:00pm on Wednesday, December 24 and be closed all day Thursday, December 25 in observance of Christmas. Account access will still be available through digital banking.

2025 creative educator grant recipient

Announcing the 2025 Creative Educator Grant recipients

SELCO recently awarded over $80,000 in grants to 40 educators across Oregon. Explore how these innovative class projects are coming to life and sparking creativity among students this year. 
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Build Your Balance with Cultivate

Earn 5% on balances below $1,000, then you'll have plenty of room to grow, earning 3.5% on your full balance up to $49,999. Once you reach $50,000, you’ll earn a competitive 1.55% APY.

Certificates

as high as 3.90 % with Certificate Reward APY
See Certificate Rates and Terms

Car Loans

as low as 5.74 % New APR 6.99 % Used APR
See Auto Rates and Terms

Credit Cards

as low as 11.50 % APR
See Credit Card Rates and Terms

Whatever a good life means to you, we will help you get there.

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A financial safety net for your family

Get peace of mind knowing your loved ones are taken care of if the unexpected happens. SELCO Insurance Services has you covered with individual-term or whole-life insurance.

Person looking at their subscription alerts on their phone in the SELCO app.

Take your account security to the next level

There are numerous ways to protect your accounts in digital banking. Set up real-time fraud, security, subscription, and card alerts to keep scammers at bay.

Liv voice icon

Meet Liv, your new virtual phone assistant

You may have noticed that we upgraded our phone menu with a secure, streamlined voice-driven system. We've prepared a guide to help you navigate the new system.

Man sitting with his dog making home improvements.

Let your home's equity work for you

Looking to consolidate debt, pay for emergency expenses, or fund a home renovation? Transfer your HELOC balance to a fixed loan today and get 6.00% APR for six years.

Financial tips and tools

Man sitting on the couch with his phone and his credit card looking concerned.

Popular Holiday Scams (and How to Avoid Them)

Unfortunately, the holiday season tends to be scammers’ favorite time of the year. It’s important to not let your guard down as you’re searching for the perfect gift. Beware of these scams and follow these tips to help avoid them so you can enjoy the holidays.