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Bank Better. Bank Local.

Local support and digital convenience should go hand in hand. Learn how we're empowering members to live a good lifeand how we can help you, too. 

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Introducing Cultivate High-Yield Savings

Earn 5.00% annual percentage yield up to $1,000, then 3.50% APY on balances up to $50,000. And with Cultivate, you'll have two ways to bump your rate, up to 0.50% APY more. 

Certificates

as high as 4.10 % with Certificate Reward APY
See Certificate Rates and Terms

Car Loans

as low as 5.99 % New APR 6.74 % Used APR
See Auto Rates and Terms

Credit Cards

as low as 11.50 % APR
See Credit Card Rates and Terms

Whatever a good life means to you, we will help you get there.

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Consolidate debt with a home-equity loan

Need a cost-effective way to rein in debt? Use your home's equity to consolidate your credit card and other high-interest debt into one loan. Right now, you can get 6.00% APR for six years when you convert part or all of your HELOC to a fixed loan.

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Monitor your credit score in real time

Stay on top of your spending and accounts by monitoring your credit score in digital banking. Our free tool offers account activity that affects your score as well as tips on how to improve your score.

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Link: A digital rewards account that pays you back

We have a comprehensive suite of checking accounts—even if you want to go fully digital. Link Digital Checking features round-up savings matches, overdraft protection, free financial coaching, and more.

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Maximize your IRA contributions

Contribution limits for traditional and Roth IRAs remain the same for 2025. And if you need to catch up on your 2024 contributions, you still have until April 15 to do so.

Financial tips and tools

Woman laying on her bed looking at her credit card and laptop.

When to Use (And Not Use) a Credit Card

When used responsibly, a credit card can be a useful tool for helping reach your financial goals. Here are examples of ways to put a credit card to good use, as well as instances when using a different form of payment (or avoiding a purchase altogether) is the better option.