Make every dollar count with Cultivate

With our Cultivate high-yield savings account, you can earn 5.00% annual percentage yield on your first $1,000 saved and 3.50% APY after that—all the way up to $50,000.
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Link: The checking account that pays you back

Who doesn’t like perks? With Link Digital Checking, enjoy round-up savings matches, early direct deposit, free overdraft protection, no monthly fees or ATM fees, and more.

Certificates

as high as 4.10 % with Certificate Reward APY
See Certificate Rates and Terms

Car Loans

as low as 5.99 % New APR 6.99 % Used APR
See Auto Rates and Terms

Credit Cards

as low as 11.50 % APR
See Credit Card Rates and Terms

Whatever a good life means to you, we will help you get there.

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A financial safety net for your family

Get peace of mind knowing your loved ones are taken care of if the unexpected happens. SELCO Insurance Services has you covered with individual-term or whole-life insurance.

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Take your account security to the next level

There are numerous ways to protect your accounts in digital banking. Set up real-time fraud, security, subscription, and card alerts to keep scammers at bay.

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Send money with Zelle®

Whether you’re paying rent, gifting money, or splitting the cost of a bill, Zelle®️ has you covered. Start using Zelle®️ today, straight from the SELCO app.

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Let your home's equity work for you

Looking to consolidate debt, pay for emergency expenses, or fund a home renovation? Transfer your HELOC balance to a fixed loan today and get 6.00% APR for six years.

Financial tips and tools

Man sitting on the couch with his phone and his credit card looking concerned.

Popular Holiday Scams (and How to Avoid Them)

Unfortunately, the holiday season tends to be scammers’ favorite time of the year. It’s important to not let your guard down as you’re searching for the perfect gift. Beware of these scams and follow these tips to help avoid them so you can enjoy the holidays.