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Younger kid learning about financial education online

Ages 8-12

Activities and Articles

Set the stage

From ages 8-12, children are deepening their cognitive abilities and engaging more fully with the world around them. This makes it an ideal time to expand their financial education by building upon the financial foundation laid in their earlier years. Here are three key concepts to focus on:  

  1. Budgeting and goal-setting: Teach children how to allocate money for saving, spending, and giving. Encourage them to set financial goals and prioritize their spending to achieve those goals. 
  2. Earning money: Help children understand the value of earning money through chores, small businesses, or providing services. Emphasize the importance of hard work and responsibility.  
  3. Making informed spending decisions: Teach children to differentiate between needs and wants and evaluate trade-offs in spending. Introduce the ideas of value and comparing prices.  
Financial education materials for teens

Hungry for more?

We’ve got you covered with hand-picked resources, including podcasts, websites, and more to guide your financial conversations with your child.