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The Ins and Outs of Credit

Credit is an integral part of your financial power, and fully understanding how it works will help you build a solid history that will open doors and advance your goals. While misusing credit can be devastating, using it wisely offers many benefits throughout your life.

What to Do About Those Annoying Robocalls

Like any cyber virus out there, robocalls have found a way to evolve. Early on, they were easy to detect and ignore—the calls came from an area code you didn’t recognize. But the scam has become far more sophisticated with the rise of  Voice over Internet Protocol (VoIP)  dialing and  call “spoofing”  (faking a phone number). It’s become...

This Fall, Don’t Fall: Passwords and Phishing and Romance, Oh My!

Cybersecurity Awareness Month is a fantastic time to review a few long-standing threats to the safety of your personal and financial information online. Let’s get started! The perils of repurposing passwords Passwords are now used to protect access to an unprecedented number of websites. In 2021, the average person uses between 80 to 100...

Wants vs. Needs: Finding the Perfect Balance

The end of the year (or beginning of a new year) is a great time to take a look at your household’s budget and start planning for the new year. Whether you’re creating a new budget from scratch or reviewing previous months’ expenses, it’s helpful to consider if those expenses fall into the category of a  want  or a  need . What’s the difference?...

Don’t Get Caught in a Tax Return Scam This Season

Every year during tax time, fraudsters are on the prowl trying to profit off of taxpayers. Here are some tips on how to protect your personal information and stay safe during tax season.