The housing market continues to cool, slowly trending from a white-hot seller's market to a more neutral market. However, home values remain high across the United States, especially in Oregon. On the surface, this is great news for existing homeowners (who can argue with extra equity?). But if you also factor in high mortgage interest rates...
The Pacific Northwest has its share of natural disasters. Because of their unpredictable nature, they should serve as a good reminder to be prepared. If you feel like you’re not ready for the next big one, the Federal Emergency Management Agency (FEMA) has a detailed guide for improving personal preparedness at Ready.gov . When natural disaster...
If you’re like many Americans, chances are in recent years you have put saving on your back burner. The personal savings rate across the nation dipped to 2.4 percent of disposable income earlier this year, the lowest rate since 2005, and that trend is certainly alive and well in Oregon. The low savings rate sounds alarming. In context, though, i...
Losing your job is never an enjoyable experience. It’s especially challenging for older workers approaching retirement age . Not only has the job market become increasingly competitive, but finding health insurance after being displaced can add another element of stress. Fortunately, there are options for securing what, hopefully, will only be ...
If it’s time for your startup to start going up, a small-business loan may just be what you need. The process of applying for a small-business loan can be confusing, but we’re here to help guide you through the process. Below are five manageable steps to securing funding for your business needs—whether that’s for expansion or handling the...